31 Cumerford St, Providence, RI 02909 Property Records

Providence City property record for 31 Cumerford St, Providence, RI 02909

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,668 sqft · built 1922
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$67,400 (Sep 2009)
Tax Bill	$3,102 (2025)
Deeds & Mortgages	Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`PROV M:104 L:627`

Property Details

APN / Parcel Number

Primary APN	`PROV M:104 L:627`
Alternative APNs	`P:1040627 L:0000` `1735`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,668 sqft Living Area
Gross Area	2,672 sqft
1st Floor Area	834 sqft
Basement Area	834 sqft
Unfinished Basement	834 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	4,000 sqft (0.092 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1735
Street Address	31 CUMERFORD ST
City	PROVIDENCE
State	RI
Zip	02909-3053
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Lot Number	627
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1001
Census Tract	1602

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 CUMERFORD ST, PROVIDENCE, RI 02909-3053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2009 · Amount on Record
Deed Sale	Sep 10, 2009 · Amount on Record
Prior Sale	May 20, 2009 · Amount on Record
Deed Book / Page	9521 / 52
Transfer Doc	0009419-86
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	31 CUMERFORD ST, PROVIDENCE, RI 02909-3053
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	012759-195
Date	Jun 30, 2020
Book Page	12759/195
Instrument	2020258787

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,102.00 (-39.21%)	$410,900 (+47.75%) Land $128,000 Building $282,900	$483,989
2023	$5,103.00 (+3.09%)	$278,100 (-) Land $72,000 Building $206,100
2022	$4,950.00	$278,100 Land $72,000 Building $206,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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