40 Cumberland Ave, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh City property record for 40 Cumberland Ave, Plattsburgh, NY 12901

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,521 sqft · built 1958
Lot Size1.03 acres (44,980 sqft)
OwnerIndividual Name on Record
Last Sale$542,500 (Oct 2007)
Tax Bill$19,703 (2026)
Deeds & MortgagesMar 2021 Refinance
Flood ZoneZone X (minimal risk)
APN091300 207.16-4-13

Property Details

APN / Parcel Number

Primary APN091300 207.16-4-13
Alternative APN
  • 130020701600040130000000

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area3,521 sqft Living Area
1st Floor Area2,702 sqft
Upper Floors Area819 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleCape Cod
Exterior MaterialBrick
Foundation TypeRaised
Lot Area44,980 sqft (1.03 acres)
Lot Dimensions173 ft deep x 260 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area932 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchPorch
Porch Area24 sqft
Patio Area630 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address40 CUMBERLAND AVE
CityPLATTSBURGH
StateNY
Zip12901-1815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionSIN BR DWLG GAR SWPL & LO
Legal Block4
Legal Lot Number13.000
JurisdictionCLINTON NY
Township / Civil DivisionPLATTSBURGH
Census Block Group1
Census Block1007
Census Tract100902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedPoint, The, Historic District
listed 1982 · 33 contributing resources · NRIS 82001110

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clinton County and Plattsburgh City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 CUMBERLAND AVE, PLATTSBURGH, NY 12901-1815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2007 · Amount on Record
Deed SaleOct 18, 2007 · Amount on Record
Deed Book / Page20072 / 10276
Last Transfer DateAug 27, 2008
Transfer Doc0000020082/000001912
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address40 CUMBERLAND AVE, PLATTSBURGH, NY 12901-1815
Transaction TypeMortgage
Record UpdatedApr 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021000314438
DateMar 10, 2021
Instrument20210-00314438
Lender
NamePARAGON HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
MunicipalityPlattsburgh City
Unified School DistrictPlattsburgh City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,703.00 (+118.1%) Homeowner's exemption Senior Citizen's exemption
2025$9,034.00$684,500 (+10.8%) Land $297,300 Building $387,200$684,500 (+10.8%) Land $297,300 Building $387,200
2023$617,800 Land $297,300 Building $320,500$617,800 Land $297,300 Building $320,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLATTSBURGH CITY
serves 24,173 people · EPA ID NY0900217
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Westelcom Networks.

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