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38 Cumberland Ave, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh City property record for 38 Cumberland Ave, Plattsburgh, NY 12901

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,955 sqft · built 1956
Lot Size0.703 acres (30,624 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Jul 2003)
Tax Bill$9,244 (2026)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN091300 207.16-4-14

Property Details

APN / Parcel Number

Primary APN091300 207.16-4-14
Alternative APN
  • 130020701600040140000000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,955 sqft Living Area
1st Floor Area2,024 sqft
2nd Floor Area760 sqft
Upper Floors Area171 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area30,624 sqft (0.703 acres)
Lot Dimensions188 ft deep x 222 ft wide
View / LotWaterfront
Garage TypeDetached
Garage Area525 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area352 sqft
Patio Area784 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address38 CUMBERLAND AVE
CityPLATTSBURGH
StateNY
Zip12901-1815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionSIN FR DWLG GAR LOT
Legal Block4
Legal Lot Number14.000
JurisdictionCLINTON NY
Township / Civil DivisionPLATTSBURGH
Census Block Group1
Census Block1007
Census Tract100902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedPoint, The, Historic District
listed 1982 · 33 contributing resources · NRIS 82001110

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clinton County and Plattsburgh City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address38 CUMBERLAND AVE, PLATTSBURGH, NY 12901-1815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2003 · Amount on Record
Deed SaleJul 30, 2003 · Amount on Record
Deed Book / Page20031 / 58420
Last Transfer DateApr 2, 2007
Transfer Doc0000020072/000000459
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address38 CUMBERLAND AVE, PLATTSBURGH, NY 12901-1815
Document Number0000309053
Instrument DateJul 15, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyCLINTON ABSTRACT, CLINTON ABS

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 CUMBERLAND AVE PLATTSBURGH NY 129011815, PLATTSBURGH, NY 12901-1815

Mortgage

Document Number0000309053
DateJul 30, 2020
Instrument309053
Lender
NameHOMEOWNERS ADVANTAGE
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 29, 2035

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
MunicipalityPlattsburgh City
Unified School DistrictPlattsburgh City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,244.00 (+31.44%) Homeowner's exemption
2025$7,033.00$532,900 (+16.94%) Land $251,100 Building $281,800$532,900 (+16.94%) Land $251,100 Building $281,800
2023$455,700 Land $251,100 Building $204,600$455,700 Land $251,100 Building $204,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLATTSBURGH CITY
serves 24,173 people · EPA ID NY0900217
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Westelcom Networks.

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