40 Cub Ln, Covington, GA 30016 Property Records

Newton County property record for 40 Cub Ln, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,189 sqft · built 2023
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,725 (2025)
Deeds & Mortgages	Aug 2025 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0070B-00000-022-000`

Property Details

APN / Parcel Number

Primary APN	`0070B-00000-022-000`
Alternative APNs	`0070B 022` `26177`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,189 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,541 sqft (0.77 acres)
Garage Area	726 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26177
Street Address	40 CUB LN
City	COVINGTON
State	GA
Zip	30016-5875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 22 SCOUT'S RIDGE
Legal Subdivision	SCOUT'S RIDGE
Legal Lot Number	22
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	3
Census Block	3028
Census Tract	100801

Owner

Source: Newton County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 CUB LN, COVINGTON, GA 30016-5875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE
May 10, 2023	Warranty Deed, Transfer · FHA Mortgage CALCON MUTUAL MORTGAGE
Feb 10, 2022	Deed of Trust, Mortgage · Commercial Mortgage DOUBLE A INVESTMENTS
Feb 10, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024
Deed Sale	Nov 26, 2024
Prior Sale	Oct 1, 2024 · Amount on Record
Deed Book / Page	4678 / 263
Prior Transfer Date	Sep 16, 2024
Prior Transfer Doc	0046780263
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 CUB LN, COVINGTON, GA 30016-5875
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CUB LN, COVINGTON, GA 30016-5875

Mortgage

Document Number	0047530000000092
Date	Aug 11, 2025
Book Page	0000004753/0000000092
Instrument	D2025-008955

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	May 10, 2023
Property Address	40 CUB LN, COVINGTON, GA 30016-5875
Document Number	0045080516
Book / Page	4508 / 516
Instrument Date	May 10, 2023
Instrument	2023-001816
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CUB LN, COVINGTON, GA 30016-5875

Mortgage

Document Number	0000005389
Date	May 10, 2023
Instrument	005389

Lender

Name	CALCON MUTUAL MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 CUB LN, COVINGTON, GA 30016-5875
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CUB LN, COVINGTON, GA 30016-5875

Mortgage

Document Number	0043410000000634
Date	Feb 10, 2022
Book Page	0000004341/0000000634
Instrument	002522

Lender

Name	DOUBLE A INVESTMENTS

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2023

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Feb 10, 2022
Property Address	40 CUB LN, COVINGTON, GA 30016-5875
Document Number	0043410632
Book / Page	4341 / 632
Instrument Date	Feb 10, 2022
Instrument	2022-000717
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2591 REIDS FERRY RD, BUCKHEAD, GA 30625-2807

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,725.00 (+1,129.37%) Homeowner's exemption	$158,280 (+1,482.8%) Land $21,200 Building $137,080	$395,700 (+1,482.8%) Land $53,000 Building $342,700
2023		$10,000 Land $10,000	$25,000 Land $25,000
2022	$303.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	50 / 10

May also be available: Spectrum, Verizon, Xfinity.

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