85 Cub Ln, Covington, GA 30016 Property Records

Newton County property record for 85 Cub Ln, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,136 sqft · built 2022
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$379,900 (Nov 2024)
Tax Bill	$3,717 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0070B-00000-039-000`

Property Details

APN / Parcel Number

Primary APN	`0070B-00000-039-000`
Alternative APNs	`0070B 039` `26194`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,136 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Garage Area	748 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26194
Old Parcel Number	0070B 039
Street Address	85 CUB LN
City	COVINGTON
State	GA
Zip	30016-5876
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 39 SCOUT'S RIDGE
Legal Subdivision	SCOUT'S RIDGE
Legal Lot Number	39
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	3
Census Block	3028
Census Tract	100801

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	85 CUB LN, COVINGTON, GA 30016-5876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage LOWER
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage LOWER
Oct 19, 2021	Limited Warranty Deed, Transfer · Commercial Mortgage DOUBLE A INVESTMENTS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2024 · Amount on Record
Deed Sale	Nov 7, 2024 · Amount on Record
Prior Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	D2024-011795
Deed Book / Page	4672 / 691
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	85 CUB LN, COVINGTON, GA 30016-5876
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 CUB LN, COVINGTON, GA 30016-5876

Mortgage

Document Number	0046850000000029
Date	Dec 17, 2024
Book Page	0000004685/0000000029
Instrument	2024011796

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jun 30, 2022
Property Address	85 CUB LN, COVINGTON, GA 30016-5876
Document Number	0044080713
Book / Page	4408 / 713
Instrument Date	Jun 30, 2022
Instrument	2022-003590
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 CUB LN, COVINGTON, GA 30016-5876

Mortgage

Document Number	0000011857
Date	Jun 30, 2022
Instrument	011857

Lender

Name	LOWER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jun 30, 2022
Property Address	85 CUB LN, COVINGTON, GA 30016-5876
Document Number	0044080713
Book / Page	4408 / 713
Instrument Date	Jun 30, 2022
Instrument	2022-003590
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 CUB LN, COVINGTON, GA 30016-5876

Mortgage

Document Number	0044080000000714
Date	Jul 6, 2022
Book Page	0000004408/0000000714
Instrument	011857

Lender

Name	LOWER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 19, 2021
Property Address	85 CUB LN, COVINGTON, GA 30016-5876
Document Number	0042860446
Book / Page	4286 / 446
Instrument Date	Oct 19, 2021
Instrument	2021-005841
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1483 WOODLAWN RD, COVINGTON, GA 30014-8874

Mortgage

Document Number	0042860000000448
Date	Oct 26, 2021
Book Page	0000004286/0000000448
Instrument	020565

Lender

Name	DOUBLE A INVESTMENTS

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,717.00 (+1,126.73%) Homeowner's exemption	$155,440 (+9.31%) Land $21,200 Building $134,240	$388,600 (+9.31%) Land $53,000 Building $335,600
2023		$142,200 Land $10,000 Building $132,200	$355,500 Land $25,000 Building $330,500
2022	$303.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	50 / 10

May also be available: Spectrum, Verizon, Xfinity.

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