40 Cross St, Salem, NH 03079 Property Records

Rockingham County and Salem Town property record for 40 Cross St, Salem, NH 03079

Property Summary

Property TypeSingle Family Home
Lot Size1.75 acres (76,230 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Aug 2013)
Tax Bill$10,035 (2025)
Deeds & MortgagesSep 2022 Refinance
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNSLEM M:135 B:9358 L

Property Details

APN / Parcel Number

Primary APNSLEM M:135 B:9358 L
Alternative APN
  • 000203238

Exterior

Lot Area76,230 sqft (1.75 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address40 CROSS ST
CitySALEM
StateNH
Zip03079-4104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUR
Legal Block9358
JurisdictionSALEM TOWN NH
Township / Civil DivisionSALEM
Census Block Group2
Census Block2017
Census Tract100302

Owner

40 Cross St is owned and occupied by an individual who bought it in August 2013.

Source: Rockingham County and Salem Town records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address40 CROSS ST, SALEM, NH 03079-4104
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
TRIANGLE CREDIT UNION
Jun 26, 2020Deed of Trust, Mortgage
TRIANGLE CU
Jun 20, 2017Deed of Trust, Mortgage
TRIANGLE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2013 · Amount on File
Deed SaleAug 29, 2013 · Amount on File
Prior SaleOct 9, 2001 · Amount on File
Deed Book / Page5474 / 2814
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM TOWN NH
Property Address40 CROSS ST, SALEM, NH 03079-4104
Transaction TypeMortgage
Record UpdatedJun 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006439-971
DateSep 15, 2022
Book Page6439/971
Instrument22039920
Lender
NameTRIANGLE CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM TOWN NH
Property Address40 CROSS ST, SALEM, NH 03079-4104
Document Number0061312292
Instrument DateJun 26, 2020
Transaction TypeMortgage
Record UpdatedJul 15, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CROSS ST SALEM NH 030794104, SALEM, NH 03079-4104

Mortgage

Document Number0061312292
DateJun 26, 2020
Book Page006131/002292
Instrument30585
Lender
NameTRIANGLE CU
TypeCredit Union
AddressNASHUA, NH 03064
Agreement
AmountAmount on Record

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM TOWN NH
Property Address40 CROSS ST, SALEM, NH 03079-4104
Document Number0058280786
Book / Page005828 / 000786
Instrument DateJun 20, 2017
Transaction TypeMortgage
Record UpdatedJun 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CROSS ST SALEM NH 030794104, SALEM, NH 03079-4104

Mortgage

Document Number0058280786
DateJun 20, 2017
Book Page005828/000786
Instrument25009
Lender
NameTRIANGLE CU
TypeCredit Union
AddressNASHUA, NH 03064
Agreement
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate5.75%

Tax Assessment & Valuation

The 2025 property tax bill for 40 Cross St was $10,035, up 3.2% from the year before.

Source: Rockingham County and Salem Town assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyRockingham County
County SubdivisionSalem Town
Unified School DistrictSalem School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,035.00 (+3.18%)$552,600 (-) Land $186,800 Building $365,800
2024$9,726.00 (+3.78%)$552,600 (-) Land $186,800 Building $365,800
2023$9,372.00 (+5.67%)$552,600 (-) Land $186,800 Building $365,800$557,840
2022$8,869.00$552,600 Land $186,800 Building $365,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Cross St in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims41 (1986–2020)
Claims Outside the SFHA14 of 41
Most Recent ClaimApr 2020 · other causes
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 30 claims
  • Fall Northeaster Rainstorm, Oct 1996 · 7 claims
  • Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.5% of New Hampshire
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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