39 Cross St, Salem, NH 03079 Property Records

Rockingham County and Salem Town property record for 39 Cross St, Salem, NH 03079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,254 sqft · built 2013
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Aug 2018)
Tax Bill	$9,105 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SLEM M:135 B:9324 L`

Property Details

APN / Parcel Number

Primary APN	`SLEM M:135 B:9324 L`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,254 sqft Living Area
Gross Area	3,198 sqft
1st Floor Area	1,254 sqft
Basement Area	600 sqft
Unfinished Basement	120 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	39 CROSS ST
City	SALEM
State	NH
Zip	03079-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Block	9324
Jurisdiction	SALEM TOWN NH
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2021
Census Tract	100302

Owner

39 Cross St is owned and occupied by two individuals who bought it in August 2018.

Source: Rockingham County and Salem Town records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 CROSS ST, SALEM, NH 03079-4103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SALEM COOPERATIVE BANK
Feb 14, 2020	Deed of Trust, Mortgage · Conventional with PMI SALEM COOPERATIVE BK
Aug 28, 2018	Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG
Mar 15, 2018	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2018 · Amount on File
Deed Sale	Aug 28, 2018 · Amount on File
Prior Sale	Mar 15, 2018 · Amount on File
Deed Document Number	201818034969
Deed Book / Page	5941 / 586
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM TOWN NH
Property Address	39 CROSS ST, SALEM, NH 03079-4103
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06517-2057
Date	Nov 13, 2023
Book Page	6517/2057
Instrument	23034121

Lender

Name	SALEM COOPERATIVE BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2033

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM TOWN NH
Property Address	39 CROSS ST, SALEM, NH 03079-4103
Document Number	0060851407
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 CROSS ST SALEM NH 030794103, SALEM, NH 03079-4103

Mortgage

Document Number	0060851407
Date	Feb 19, 2020
Book Page	006085/001407
Instrument	7534

Lender

Name	SALEM COOPERATIVE BK
Type	Bank
Address	SALEM, NH 03079

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 18, 2035

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALEM TOWN NH
Recording Date	Aug 28, 2018
Property Address	39 CROSS ST, SALEM, NH 03079-4103
Document Number	0059420586
Book / Page	005942 / 000586
Instrument Date	Aug 28, 2018
Instrument	18034969
Transaction Type	Transfer
Record Updated	Oct 3, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,000.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 CROSS ST SALEM NH 030794103, SALEM, NH 03079-4103

Mortgage

Document Number	59420588
Date	Aug 28, 2018
Book Page	005942/000588
Instrument	18034970

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALEM TOWN NH
Recording Date	Mar 15, 2018
Property Address	39 CROSS ST, SALEM, NH 03079-4103
Document Number	0058981175
Book / Page	005898 / 001175
Instrument Date	Mar 15, 2018
Instrument	9218
Transaction Type	Transfer
Record Updated	Jul 24, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,775.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 CROSS ST SALEM NH 030794103, SALEM, NH 03079-4103

Mortgage

Document Number	58981177
Date	Mar 15, 2018
Book Page	005898/001177
Instrument	9219

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 39 Cross St was $9,105, up 3.2% from the year before.

Source: Rockingham County and Salem Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Salem Town
Unified School District	Salem School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,105.00 (+3.17%)	$501,400 (-) Land $173,100 Building $328,300
2024	$8,825.00 (+3.77%)	$501,400 (-) Land $173,100 Building $328,300
2023	$8,504.00 (+5.68%)	$501,400 (-) Land $173,100 Building $328,300	$514,805
2022	$8,047.00	$501,400 Land $173,100 Building $328,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Cross St in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	41 (1986–2020)
Claims Outside the SFHA	14 of 41
Most Recent Claim	Apr 2020 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 30 claims Fall Northeaster Rainstorm, Oct 1996 · 7 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPT serves 21,080 people · EPA ID NH2051010
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

39 Cross St, Salem, NH 03079 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cross St

Nearby Streets

Search Property Records by Address or Parcel Number