40 Cove Ln, Eustis, FL 32726 Property Records

Lake County property record for 40 Cove Ln, Eustis, FL 32726 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,588 sqft Living Area
Lot Size10,332 sqft (0.237 acres)
OccupancyOwner Occupied
Last Sale$135,000 (2021)
Tax Bill$3,255.00 (2024)

Property Details

APN / Parcel Number

Primary APN23-19-26-0230-000-02600
Alternative APNs
  • 261923023000002600
  • 2685310

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,588 sqft Living Area
1st Floor1,588 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2022
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area10,332 sqft (0.237 acres)
Depth X Width165 ft x 47 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area340 sqft Garage
CarportCarport
Carport Area340 sqft Carport

Exterior Amenities

Pool TypePool with Hot Tub/Spa Pool Type
Pool Area660 sqft Pool
Deck Area1,012 sqft Deck
Patio Area437 sqft Patio
Porch Area483 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number2685310
Street Address40 COVE LN
CityEUSTIS
StateFL
Zip32726-7316
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEUSTIS LAKE WOODWARD COVE PHASE II LOT 26 PB 26 PG 29 ORB 5772 PG 651 ORB 6465 PG 141
Legal Range26E
Legal Township19S
Legal Section23
Legal SubdivisionEUSTIS LAKE WOODWARD COVE PHASE II
Legal Tract0230
Legal Lot Number26
JurisdictionLAKE FL
Minor Civil DivisionEUSTIS
Census Blockgroup2
Census Block2032
Census Tract30208

Owner

Source: Lake County records · APN 23-19-26-0230-000-02600

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address40 COVE LN, EUSTIS, FL 32726-7316
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 13, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED SOUTHERN BANK
Aug 06, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2021 · Amount on Record
Deed SaleNov 15, 2021 · Amount on Record
Prior SaleAug 13, 2021 · Amount on Record
Deed Doc Number2021157607
Deed Book / Page5836 / 669
Last Transfer DateJan 15, 2025
Transfer Doc0064650141
Record RefreshedJun 08, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateNov 15, 2021
Property Address40 COVE LN, EUSTIS, FL 32726-7316
Document Number0058360669
Book / Page5836 / 669
Map ReferenceMB 9 PG 48
Instrument DateNov 09, 2021
Instrument2021157607
Transaction TypeTransfer
Record UpdatedFeb 05, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$945.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address40 COVE LN, EUSTIS, FL 32726-7316

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 S HIGHLAND ST, MOUNT DORA, FL 32757-6151

Mortgage

Document Number0005836671
DateNov 15, 2021
Instrument5836/671
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateAug 13, 2021
Property Address40 COVE LN, EUSTIS, FL 32726-7316
Document Number0057720651
Book / Page5772 / 651
Map ReferenceMB 26 PG 29
Instrument DateAug 11, 2021
Instrument2021111755
Transaction TypeTransfer
Record UpdatedFeb 05, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1024 CLUB HILLS DR, EUSTIS, FL 32726-5239

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 COVE LN, EUSTIS, FL 32726-7316

Mortgage

Document Number0005772653
DateAug 13, 2021
Instrument5772/653
Lender
NameUNITED SOUTHERN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateAug 06, 2019
Property Address40 COVE LN, EUSTIS, FL 32726-7316
Document Number0053211545
Book / Page005321 / 001545
Instrument DateJul 22, 2019
Instrument87912
Transaction TypeTransfer
Record UpdatedAug 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,344.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 COVE LN EUSTIS FL 327267316, EUSTIS, FL 32726-7316

Mortgage

Document Number53211547
DateAug 06, 2019
Book Page005321/001547
Instrument87913
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 05, 2049

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityEustis City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$204,746 (-0.04%) Land $45,000 Building $159,746$204,746 (-0.04%) Land $45,000 Building $159,746
2025$204,834 (+2.91%) Land $45,000 Building $159,834$204,834 (+2.91%) Land $45,000 Building $159,834
2024$3,255.00 (+3.79%)
2023$3,136.00 (-0.03%) Homeowner's exemption$199,033 (+1.58%)$199,033 (+1.58%) Land $45,000 Building $154,033
2022$3,137.00 Homeowner's exemption$195,944$195,944 Land $42,000 Building $153,944

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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