Lake County property record for 39 Cove Ln, Eustis, FL 32726
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,265 sqft · built 1986 |
| Lot Size | 0.109 acres (4,791 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Jan 2018) |
| Tax Bill | $1,791 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-19-26-0242-000-02000 |
| Primary APN | 23-19-26-0242-000-02000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,265 sqft Living Area |
| 1st Floor Area | 1,265 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Asbestos |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 4,791 sqft (0.109 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 10 sqft |
| Patio Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 2847948 |
|---|---|
| Street Address | 39 COVE LN |
| City | EUSTIS |
| State | FL |
| Zip | 32726-7307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EUSTIS LAKE WOODWARD COVE PHASE V LOT 20 PB 27 PG 80 ORB 5055 PG 2256 |
| Legal Range | 26E |
| Legal Township | 19S |
| Legal Section | 23 |
| Legal Subdivision | EUSTIS |
| Legal Phase | 5 |
| Legal Tract | 242 |
| Legal Lot Number | 20 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | EUSTIS |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 30208 |
39 Cove Ln is owned and occupied by an individual who bought it in January 2018.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 COVE LN, EUSTIS, FL 32726-7307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Jan 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED SOUTHERN BANK |
| Mar 13, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2018 · Amount on File |
| Deed Sale | Jan 19, 2018 · Amount on File |
| Prior Sale | Mar 13, 2017 · Amount on File |
| Deed Document Number | 2018007273 |
| Deed Book / Page | 5055 / 2256 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 39 COVE LN, EUSTIS, FL 32726-7307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 39 COVE LN, EUSTIS, FL 32726-7307 |
| Document Number | 0056791920 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 5679/1920 |
| Instrument | 2021046186 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 19, 2018 |
| Property Address | 39 COVE LN, EUSTIS, FL 32726-7307 |
| Document Number | 0050552256 |
| Book / Page | 5055 / 2256 |
| Map Reference | MB 27 PG 80 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 2018007273 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,015.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9380 GRACE LAKE DR, 9380, DOUGLASVILLE, GA 30135-1737 |
| Name | Verified Name |
|---|---|
| Address | 39 COVE LN, EUSTIS, FL 32726-7307 |
| Document Number | 2018007274 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 2018007274 |
| Name | UNITED SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 13, 2017 |
| Property Address | 39 COVE LN, EUSTIS, FL 32726-7307 |
| Document Number | 0049140512 |
| Book / Page | 004914 / 000512 |
| Instrument Date | Mar 8, 2017 |
| Instrument | 26875 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $962.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 39 COVE LN EUSTIS FL 327267307, EUSTIS, FL 32726-7307 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Eustis City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $134,990 Land $45,000 Building $89,990 | $183,477 Land $45,000 Building $138,477 | |
| 2024 | $1,791.00 (+5.23%) | ||
| 2023 | $1,702.00 (+2.53%) Homeowner's exemption | $127,370 (+3%) | $179,136 (+1.7%) Land $45,000 Building $134,136 |
| 2022 | $1,660.00 Homeowner's exemption | $123,660 | $176,136 Land $42,000 Building $134,136 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Cove Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Cove Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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