Warwick City property record for 40 Cove Ave, Unit 4, Warwick, RI 02889
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,020 sqft · built 2000 |
| Lot Size | 0.883 acres (38,495 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $156,000 (Jan 2009) |
| Tax Bill | $3,397 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36200070004 |
| Primary APN | 36200070004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 1,020 sqft Living Area |
| Gross Area | 1,530 sqft |
| 1st Floor Area | 510 sqft |
| Game Room | Game Room |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,495 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 8865 |
|---|---|
| Street Address | 40 COVE AVE, 4 |
| City | WARWICK |
| State | RI |
| Zip | 02889-8654 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | A10 |
| Legal Subdivision | COVE ACR |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21903 |
40 Cove Ave, Unit 4 is owned and occupied by two individuals who bought it in January 2009.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 COVE AVE, 4, WARWICK, RI 02889-8654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Mar 5, 2018 | Deed of Trust, Mortgage CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2009 · Amount on File |
| Deed Sale | Jan 26, 2009 · Amount on File |
| Prior Sale | Jul 11, 2006 · Amount on File |
| Deed Book / Page | 6983 / 45 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 40 COVE AVE UNIT 4, 4, WARWICK, RI 02889-8654 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 010166-121 |
|---|---|
| Date | Jul 1, 2022 |
| Book Page | 10166/121 |
| Instrument | 9564 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 40 COVE AVE UNIT 4, 4, WARWICK, RI 02889-8654 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9008-21 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 9008/21 |
| Instrument | 2882 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 40 Cove Ave, Unit 4 was $3,397.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,397.00 | $267,500 Building $267,500 | |
| 2024 | $258,685 | ||
| 2023 | $2,848.00 (+6.87%) | $200,700 (+41.04%) Building $200,700 | |
| 2022 | $2,665.00 | $142,300 Building $142,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Cove Ave, Unit 4 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 11 (1978–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Cove Ave, Unit 4 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 88% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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