Warwick City property record for 40 Cove Ave, Unit 2, Warwick, RI 02889
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,016 sqft · built 2000 |
| Lot Size | 0.883 acres (38,495 sqft) |
| Owner | Individual Name on File |
| Last Sale | $108,000 (Jan 2001) |
| Tax Bill | $3,200 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jun 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36200070002 |
| Primary APN | 36200070002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 1,016 sqft Living Area |
| Gross Area | 1,700 sqft |
| 1st Floor Area | 508 sqft |
| Basement Area | 508 sqft |
| Unfinished Basement | 508 sqft |
| Game Room | Game Room |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,495 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 100151300 |
|---|---|
| Street Address | 40 COVE AVE, 2 |
| City | WARWICK |
| State | RI |
| Zip | 02889-8654 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | A10 |
| Legal Subdivision | COVE AVE |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21903 |
40 Cove Ave, Unit 2 is owned and occupied by an individual who bought it in January 2001.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 COVE AVE, 2, WARWICK, RI 02889-8654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) BANK RHODE ISLAND |
| Jun 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Oct 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Nov 22, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2001 · Amount on File |
| Deed Sale | Jan 10, 2001 · Amount on File |
| Deed Book / Page | 3504 / 283 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 40 COVE AVE UNIT 2, 2, WARWICK, RI 02889-8654 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 010375-261 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 10375/261 |
| Instrument | 9045 |
| Name | BANK RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 40 COVE AVE UNIT 2, 2, WARWICK, RI 02889-8654 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 009860-276 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 9860/276 |
| Instrument | 11566 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 40 COVE AVE UNIT 2, 2, WARWICK, RI 02889-8654 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9971-1 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 9971/1 |
| Instrument | 20137 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 40 COVE AVE UNIT 2, 2, WARWICK, RI 02889-8654 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9403-19 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 9403/19 |
| Instrument | 16572 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 40 Cove Ave, Unit 2 was $3,200.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,200.00 | $252,000 Building $252,000 | |
| 2024 | $275,215 | ||
| 2023 | $2,777.00 (+4.48%) | $195,700 (+37.91%) Building $195,700 | |
| 2022 | $2,658.00 | $141,900 Building $141,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Cove Ave, Unit 2 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 11 (1978–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Cove Ave, Unit 2 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 88% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures