Union County and Springfield Township property record for 40 Cottage Ln, Springfield, NJ 07081
| Property Type | Single Family Home |
|---|---|
| Details | 2,248 sqft · built 1956 |
| Lot Size | 0.303 acres (13,199 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $232,000 (Feb 1997) |
| Tax Bill | $13,261 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-01402-0000-00033 |
| Primary APN | 17-01402-0000-00033 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,248 sqft Living Area |
| 1st Floor Area | 2,248 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 13,199 sqft (0.303 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1700081000000032 |
|---|---|
| Street Address | 40 COTTAGE LN |
| City | SPRINGFIELD |
| State | NJ |
| Zip | 07081-2303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WOODSIDE HOMES |
| Legal Block | 1402 |
| Legal Lot Number | 33 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 37602 |
Source: Union County and Springfield Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 COTTAGE LN, SPRINGFIELD, NJ 07081-2303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| May 10, 2018 | Quit Claim Deed, Mortgage · Conventional with PMI CROSSCOUNTRY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 1997 · Amount on Record |
| Deed Sale | Feb 14, 1997 · Amount on Record |
| Deed Document Number | 199736789 |
| Deed Book / Page | 4487 / 255 |
| Last Transfer Date | Apr 20, 2018 |
| Transfer Doc | 0062610919 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 40 COTTAGE LN, SPRINGFIELD, NJ 07081-2303 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | ABLE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0146510880 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 14651/0880 |
| Instrument | 686674 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 1, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 10, 2018 |
| Property Address | 40 COTTAGE LN, SPRINGFIELD, NJ 07081-2303 |
| Document Number | 0062610918 |
| Book / Page | 006261 / 000918 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 299728 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2018 |
| Title Company | ABLE TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 COTTAGE LN SPRINGFIELD NJ 070812303, SPRINGFIELD, NJ 07081-2303 |
| Document Number | 144390786 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 014439/000786 |
| Instrument | 657144 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 9, 2033 |
Source: Union County and Springfield Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $550,000 (-) Land $232,900 Building $317,100 | $550,000 (-) Land $232,900 Building $317,100 | |
| 2025 | $13,261.00 (+1.52%) | $550,000 (-) Land $232,900 Building $317,100 | $550,000 (-) Land $232,900 Building $317,100 |
| 2024 | $13,063.00 (+9.51%) | ||
| 2023 | $550,000 Land $232,900 Building $317,100 | $550,000 Land $232,900 Building $317,100 | |
| 2022 | $11,929.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1984–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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