Union County and Springfield Township property record for 29 Cottage Ln, Springfield, NJ 07081
| Property Type | Single Family Home |
|---|---|
| Details | 2,502 sqft · built 1956 |
| Lot Size | 0.232 acres (10,123 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $825,000 (Aug 2025) |
| Tax Bill | $14,367 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-01404-0000-00004 |
| Primary APN | 17-01404-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,502 sqft Living Area |
| 1st Floor Area | 2,502 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 10,123 sqft (0.232 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1700080000000006 |
|---|---|
| Street Address | 29 COTTAGE LN |
| City | SPRINGFIELD |
| State | NJ |
| Zip | 07081-2302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WOODSIDE HOMES SEC 04 |
| Legal Block | 1404 |
| Legal Lot Number | 4 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 37602 |
29 Cottage Ln is owned and occupied by two individuals who bought it in August 2025.
Source: Union County and Springfield Township records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29 COTTAGE LN, SPRINGFIELD, NJ 07081-2302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Mar 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on File |
| Deed Sale | Aug 8, 2025 · Amount on File |
| Prior Sale | Apr 18, 2005 · Amount on File |
| Deed Document Number | 202548381 |
| Deed Book / Page | 6590 / 2706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 30, 2026 |
| Property Address | 29 COTTAGE LN, SPRINGFIELD, NJ 07081-2302 |
| Document Number | 0000091964 |
| Book / Page | 15794 / 2803 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202691964 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE 365 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29 COTTAGE LN, SPRINGFIELD, NJ 07081-2302 |
| Document Number | 0000091964, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 15794/2803 |
| Instrument | 202691964 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 29 COTTAGE LN, SPRINGFIELD, NJ 07081-2302 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | NOBLE ABSTRACT COMPANY INC |
| Name | Verified Name |
|---|---|
| Address | 29 COTTAGE LN, SPRINGFIELD, NJ 07081-2302 |
| Document Number | 0157782989 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 15778/2989 |
| Instrument | 90691 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 29 COTTAGE LN, SPRINGFIELD, NJ 07081-2302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0148463094 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 14846/3094 |
| Instrument | 707024 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 29 Cottage Ln was $14,367, up 1.5% from the year before.
Source: Union County and Springfield Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $636,900 (+6.88%) Land $219,800 Building $417,100 | $636,900 (+6.88%) Land $219,800 Building $417,100 | |
| 2025 | $14,367.00 (+1.51%) | $595,900 Land $219,800 Building $376,100 | $595,900 Land $219,800 Building $376,100 |
| 2024 | $14,153.00 | ||
| 2023 | $595,900 Land $219,800 Building $376,100 | $595,900 Land $219,800 Building $376,100 | |
| 2022 | $12,925.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Cottage Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1984–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 Cottage Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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