40 Commonwealth Ave, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 40 Commonwealth Ave, Middletown, NY 10940

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1920
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$78,379 (May 2000)
Tax Bill	$6,068 (2024)
Deeds & Mortgages	Apr 2022 Refinance Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`330900 15-3-5`

Property Details

APN / Parcel Number

Primary APN	`330900 15-3-5`
Alternative APNs	`090001500000030050000000` `0480003500` `15-3-5`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
Gross Area	1,376 sqft
1st Floor Area	648 sqft
2nd Floor Area	648 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1936
Exterior Material	Wood
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	180 sqft
Porch	Enclosed Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0480003500
Street Address	40 COMMONWEALTH AVE
City	MIDDLETOWN
State	NY
Zip	10940-4730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	MAP OF LANDS OF THE ESTATE OF H R
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1009
Census Tract	1300

Owner

Source: Orange County and Middletown City records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	40 COMMONWEALTH AVE, MIDDLETOWN, NY 10940-4730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Mar 10, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2000 · Amount on File
Deed Sale	May 19, 2000 · Amount on File
Prior Sale	Jan 31, 2000 · Amount on File
Deed Book / Page	5298 / 124
Last Transfer Date	Feb 23, 2023
Transfer Doc	0000016818
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	40 COMMONWEALTH AVE, MIDDLETOWN, NY 10940-4730
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031984
Date	Apr 28, 2022
Book Page	15216/1879
Instrument	20220031984

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Mar 10, 2023
Property Address	40 COMMONWEALTH AVE, MIDDLETOWN, NY 10940-4730
Document Number	0000016818
Book / Page	15392 / 288
Instrument Date	Feb 23, 2023
Instrument	20230016818
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1995 COUNTY ROUTE 1, WESTTOWN, NY 10998-3520

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,700 (-) Land $6,400 Building $16,300	$258,200 (+6.92%)
2024	$6,068.00	$22,700 (-) Land $6,400 Building $16,300	$241,500 (+6.39%)
2023		$22,700 (-) Land $6,400 Building $16,300	$227,000 (+17.01%) Land $64,000 Building $163,000
2022		$22,700 Land $6,400 Building $16,300	$194,000 Land $54,696 Building $139,304

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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