38 Commonwealth Ave, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 38 Commonwealth Ave, Middletown, NY 10940

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,838 sqft · built 1888
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$362,000 (Jun 2022)
Tax Bill	$7,247 (2024)
Deeds & Mortgages	Nov 2023 Refinance Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`330900 15-3-4`

Property Details

APN / Parcel Number

Primary APN	`330900 15-3-4`
Alternative APNs	`090001500000030040000000` `0480003300` `15-3-4`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,838 sqft Living Area
Gross Area	1,874 sqft
1st Floor Area	974 sqft
2nd Floor Area	864 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1936
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Covered Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0480003300
Street Address	38 COMMONWEALTH AVE
City	MIDDLETOWN
State	NY
Zip	10940-4730
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1
Legal Subdivision	MAP OF LANDS OF THE ESTATE OF H R LOW
Legal Block	3
Legal Lot Number	4.000
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1009
Census Tract	1300

Owner

38 Commonwealth Ave, a duplex, is owned by an individual who bought it in June 2022.

Source: Orange County and Middletown City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	69 ACADEMY AVE, MIDDLETOWN, NY 10940-5226
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MID HUDSON VALLEY FCU
Jun 1, 2022	Deed, Transfer · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 13, 2018	Trustee's Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on File
Deed Sale	Jun 1, 2022 · Amount on File
Prior Sale	Jun 13, 2018 · Amount on File
Deed Document Number	202241180
Deed Book / Page	15243 / 1753
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	38 COMMONWEALTH AVE, MIDDLETOWN, NY 10940-4730
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070507
Date	Nov 29, 2023
Book Page	15498/61
Instrument	20230070507

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Jun 1, 2022
Property Address	38 COMMONWEALTH AVE, MIDDLETOWN, NY 10940-4730
Document Number	0000041180
Book / Page	15243 / 1753
Instrument Date	May 6, 2022
Instrument	20220041180
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 ACADEMY AVE, MIDDLETOWN, NY 10940-5226

Mortgage

Document Number	0000041181
Date	Jun 1, 2022
Instrument	20220041181

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	ORANGE NY
Recording Date	Jun 13, 2018
Property Address	38 COMMONWEALTH AVE, MIDDLETOWN, NY 10940-4730
Document Number	0000042695
Book / Page	014415 / 000394
Instrument Date	Jun 11, 2018
Instrument	42695
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$236.40
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18 BROTHERHOOD PLAZA DR WASHINGTONVILLE NY 109922293, WASHINGTONVILLE, NY 10992-2293

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,100 Land $6,400 Building $19,700	$296,900
2024	$7,247.00
2023		$26,100 (-) Land $6,400 Building $19,700	$261,000 (+16.99%) Land $64,000 Building $197,000
2022		$26,100 Land $6,400 Building $19,700	$223,100 Land $54,707 Building $168,393

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Commonwealth Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Commonwealth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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