40 Colby Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 40 Colby Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,824 sqft · built 1958
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Tax Bill	$20,072 (2025)
Deeds & Mortgages	Jan 2023 Transfer Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`551400 146-18-1-46`

Property Details

APN / Parcel Number

Primary APN	`551400 146-18-1-46`
Alternative APN	`140014601800010460000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,824 sqft Living Area
1st Floor Area	1,476 sqft
2nd Floor Area	348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	40 COLBY AVE
City	RYE
State	NY
Zip	10580-2548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	1
Legal Lot Number	46.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2004
Census Tract	7500

Owner

Source: Westchester County and Rye City records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	40 COLBY AVE, RYE, NY 10580-2548
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Intrafamily Transfer, Transfer CEO TITLE AGENCY INC
Feb 8, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 4, 2023
Transfer Doc	0000003153
Record Updated	Jun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTCHESTER NY
Recording Date	Jan 12, 2023
Property Address	40 COLBY AVE, RYE, NY 10580-2548
Document Number	0630033153
Instrument Date	Jan 4, 2023
Instrument	630033153
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CEO TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40 COLBY AVE, RYE, NY 10580-2548

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	40 COLBY AVE, RYE, NY 10580-2548
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 COLBY AVE, RYE, NY 10580-2548

Mortgage

Document Number	0620393062
Date	Feb 8, 2022
Instrument	620393062

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,072.00	$19,700 (-) Land $5,550 Building $14,150	$1,669,492 (+6.78%) Land $470,339 Building $1,199,153
2024	Veteran's exemption	$19,700 (-) Land $5,550 Building $14,150	$1,563,492 (+2.38%) Land $440,476 Building $1,123,016
2023		$19,700 Land $5,550 Building $14,150	$1,527,132 Land $430,233 Building $1,096,899

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	50 (1978–2024)
Claims Outside the SFHA	29 of 50
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Nearby Properties on Colby Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures