37 Colby Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 37 Colby Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,898 sqft · built 1958
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,520,100 (Jul 2026)
Tax Bill	$23,706 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2021 Refinance + 7 more
Flood Zone	Zone X (minimal risk)
APN	`551400 146-18-1-50`

Property Details

APN / Parcel Number

Primary APN	`551400 146-18-1-50`
Alternative APN	`140014601800010500000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,898 sqft Living Area
1st Floor Area	1,553 sqft
2nd Floor Area	345 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	37 COLBY AVE
City	RYE
State	NY
Zip	10580-2549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	RYE GARDENS
Legal Block	1
Legal Lot Number	50.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2004
Census Tract	7500

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 BROAD ST, PH2F, NEW YORK, NY 10004-2315
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage CITIZENS BANK
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Feb 22, 2019	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Mar 8, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jan 15, 2019	Loan Modification, Mortgage JP MORGAN CHASE BK
Mar 29, 2018	Loan Modification, Mortgage CITIBANK
Feb 13, 2018	Deed of Trust, Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Jan 25, 2011 · Amount on Record
Deed Document Number	20263771
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 28, 2026
Property Address	37 COLBY AVE, RYE, NY 10580-2549
Document Number	0000003771
Instrument Date	Jul 14, 2026
Instrument	20263771
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	FUTURE TITLE AGENCY INC, FUTURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,018,120.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003617,
Date	Jul 28, 2026
Instrument	20263617

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	37 COLBY AVE, RYE, NY 10580-2549
Transaction Type	Mortgage
Record Updated	Nov 10, 2022
Title Company	TITLEVEST AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 COLBY AVE, RYE, NY 10580-2549

Mortgage

Document Number	0612853223
Date	Oct 12, 2021
Instrument	612853223

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	37 COLBY AVE, RYE, NY 10580-2549
Transaction Type	Mortgage
Record Updated	Nov 10, 2022
Title Company	TITLEVEST AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 COLBY AVE, RYE, NY 10580-2549

Mortgage

Document Number	0612853222
Date	Oct 12, 2021
Instrument	612853222

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	175 Months
Due	May 1, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	37 COLBY AVE, RYE, NY 10580-2549
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0581073167
Date	Apr 27, 2018
Instrument	581073167

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	277 Months
Due	May 1, 2041

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	37 COLBY AVE, RYE, NY 10580-2549
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0590523483
Date	Feb 22, 2019
Instrument	590523483

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	37 COLBY AVE, RYE, NY 10580-2549
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0590673327
Date	Mar 8, 2019
Instrument	590673327

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	37 COLBY AVE, RYE, NY 10580-2549
Document Number	0590523484
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 8, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37 COLBY AVE RYE NY 105802549, RYE, NY 10580-2549

Mortgage

Document Number	0590523484
Date	Feb 22, 2019
Book Page	059052/003484

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	37 COLBY AVE, RYE, NY 10580-2549
Document Number	0581073192
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	TITLEVEST AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 COLBY AVE RYE NY 105802549, RYE, NY 10580-2549

Mortgage

Document Number	0581073192
Date	Apr 27, 2018
Book Page	058107/003192

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368-2240

Agreement

Amount	Amount Recorded
Term	276 Months
Due	Apr 26, 2041

Interest

Rate	3.87%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	37 COLBY AVE, RYE, NY 10580-2549
Document Number	0581073221
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	May 18, 2018
Title Company	TITLEVEST AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 COLBY AVE RYE NY 105802549, RYE, NY 10580-2549

Mortgage

Document Number	0581073221
Date	Apr 27, 2018
Book Page	058107/003221

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,706.00 (+21.63%)
2025	$19,490.00	$18,700 (-) Land $6,700 Building $12,000	$1,584,746 (+6.78%) Land $567,797 Building $1,016,949
2024		$18,700 (-) Land $6,700 Building $12,000	$1,484,127 (+2.38%) Land $531,746 Building $952,381
2023		$18,700 Land $6,700 Building $12,000	$1,449,613 Land $519,380 Building $930,233

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	50 (1978–2024)
Claims Outside the SFHA	29 of 50
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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