40 Cobb St, Corbin, KY 40701 Property Records

Whitley County property record for 40 Cobb St, Corbin, KY 40701 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,500 sqft · built 2008
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$195,500 (Nov 2021)
Tax Bill	$633 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`137-10-03-018.01`

Property Details

APN / Parcel Number

Primary APN	`137-10-03-018.01`
Alternative APN	`136452`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Terrain	Rolling
Garage Area	460 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	40 COBB ST
City	CORBIN
State	KY
Zip	40701-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPLT FYR HS & 0.23 AC @ BARTON MILL
Legal Subdivision	BARTON MILL
Legal Lot Number	FYR
Jurisdiction	WHITLEY KY
Township / Civil Division	CORBIN
Census Block Group	2
Census Block	2000
Census Tract	920100

Owner

Source: Whitley County records · APN 137-10-03-018.01

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 COBB ST, CORBIN, KY 40701-2922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Jul 02, 2020	Warranty Deed, Transfer · Conventional Mortgage L&N FCU
Jul 09, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 17, 2017	Survivorship Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Jul 02, 2020 · Amount on Record
Deed Document Number	2021276347
Deed Book / Page	565 / 187
Record Updated	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	Nov 24, 2021
Property Address	40 COBB ST, CORBIN, KY 40701-2922
Document Number	00D565/187
Book / Page	D565 / 187
Instrument Date	Nov 19, 2021
Instrument	276347
Transaction Type	Transfer
Record Updated	Mar 25, 2022
Title Company	KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 COBB ST, 40, CORBIN, KY 40701-2922

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	40 COBB ST, CORBIN, KY 40701-2922

Mortgage

Document Number	000M683413
Date	Nov 24, 2021
Instrument	M683/413

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	Jul 02, 2020
Property Address	40 COBB ST, CORBIN, KY 40701-2922
Document Number	00D556/477
Book / Page	D556 / 477
Instrument Date	Jun 25, 2020
Instrument	243386
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 SLATE LICK ST, 213, LONDON, KY 40741-2215

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 COBB ST, CORBIN, KY 40701-2922

Mortgage

Document Number	000M657929
Date	Jul 02, 2020
Instrument	M657/929

Lender

Name	L&N FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 01, 2035
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	10-Year TN
Max Rate	9.87%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	Jul 09, 2018
Property Address	40 COBB ST, CORBIN, KY 40701-2922
Document Number	00000546/6
Book / Page	546 / 6
Instrument Date	Jul 02, 2018
Instrument	231594
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 COBB ST, 40, CORBIN, KY 40701-2922

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	40 COBB ST, CORBIN, KY 40701-2922

Mortgage

Document Number	0000630563
Date	Jul 09, 2018
Instrument	630/563

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

March 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	WHITLEY KY
Recording Date	Mar 17, 2017
Property Address	40 COBB ST, CORBIN, KY 40701-2922
Document Number	000538/615
Book / Page	538 / 615
Instrument Date	Mar 07, 2017
Instrument	223820
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ACUTE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 COBB ST, 40, CORBIN, KY 40701-2922

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	40 COBB ST, CORBIN, KY 40701-2922

Mortgage

Document Number	0000614450
Date	Mar 17, 2017
Instrument	614/450

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Whitley County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Corbin City
County	Whitley County
Unified School District	Corbin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$633.00 (-3.8%)	$195,500 (-)	$195,500 (-)
2023	$658.00	$195,500	$195,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whitley County (21235C), updated May 17, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212359201002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1998)
Most Recent Claim	Apr 1998, rainfall accumulation, Severe Storms, Tornadoes,and Flooding
Claims By Storm	Severe Storms, Tornadoes,and Flooding, Apr 1998 · 2 claims

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 74% of Kentucky
Wildfire Likelihood	About 1 in 971 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Zetalink	Fixed Wireless (unlicensed)	200 / 100

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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