31 Cobb St, Corbin, KY 40701 Property Records

Whitley County property record for 31 Cobb St, Corbin, KY 40701

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,858 sqft · built 2007
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Feb 2014)
Tax Bill	$1,286 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`119-00-00-008.01`

Property Details

APN / Parcel Number

Primary APN	`119-00-00-008.01`
Alternative APN	`26300`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,858 sqft Living Area
Basement Area	576 sqft
Finished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Terrain	Rolling
Garage Area	864 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	31 COBB ST
City	CORBIN
State	KY
Zip	40701-2923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1.5 ST BRK HS & TRT 4 (0. @ BARTON
Legal Subdivision	TILMON FORD FARM SUB
Legal Tract	4
Legal Lot Number	4
Jurisdiction	WHITLEY KY
Township / Civil Division	CORBIN
Census Block Group	2
Census Block	2000
Census Tract	920100

Owner

Source: Whitley County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 COBB ST, CORBIN, KY 40701-2923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC
Dec 17, 2018	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Apr 3, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2014 · Amount on Record
Deed Sale	Feb 6, 2014 · Amount on Record
Deed Document Number	2014204014
Deed Book / Page	520 / 147
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	31 COBB ST, CORBIN, KY 40701-2923
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M668/509
Date	Jan 19, 2021
Book Page	M668/509
Instrument	270756

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	31 COBB ST, CORBIN, KY 40701-2923
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M636/364
Date	Dec 17, 2018
Book Page	M636/364
Instrument	234465

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Dec 1, 2040

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	31 COBB ST, CORBIN, KY 40701-2923
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 COBB ST, CORBIN, KY 40701-2923

Mortgage

Document Number	000615/102
Date	Apr 3, 2017
Book Page	615/102
Instrument	224081

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Mar 15, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Corbin City
County	Whitley County
Unified School District	Corbin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,286.00 (-3.81%)	$397,000 (-)	$397,000 (-)
2023	$1,337.00	$397,000	$397,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998)
Most Recent Claim	Apr 1998 · Severe Storms, Tornadoes,and Flooding
Claims by Event	Severe Storms, Tornadoes,and Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 74% of Kentucky
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORBIN UTILITIES COMMISSION serves 16,065 people · EPA ID KY1180085
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Zetalink Fixed Wireless	200 / 100

May also be available: T-Mobile.

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