Stearns County property record for 40 Co Rd 120, Saint Cloud, MN 56303
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 1,830 sqft · built 1919 |
| Lot Size | 27.7 acres (1,208,790 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,578 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-09221-0002 |
| Primary APN | 17-09221-0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,830 sqft Living Area |
| Gross Area | 1,240 sqft |
| 1st Floor Area | 1,024 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,208,790 sqft (27.7 acres) |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
|---|---|
| Shed Area | 270 sqft |
| Lean-To | 288 sqft |
| Quonset Hut | 1,728 sqft |
| Storage Building | 832 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Old Parcel Number | 92565700170 |
|---|---|
| Street Address | 40 COUNTY ROAD 120 |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-4879 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 34-125-28 27.75A P/O LOTS 5,7,10,11 & 12 DAF:COM SW COR SW4SE4-N88D E ALG S LN 4.29'-NE 959.91' TO CL CTY RD 120-NELY ALG |
| Legal Range | 28 |
| Legal Township | 125 |
| Legal Section | 34 |
| Legal Lot Number | 5 7 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LE SAUK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 901 |
40 Co Rd 120, a rural home, is owner-occupied and held in a trust.
Source: Stearns County records, as of April 8, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 40 COUNTY ROAD 120, SAINT CLOUD, MN 56303-4879 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 7, 2026 |
Source: Stearns County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Le Sauk Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,578.00 | $456,500 Land $356,400 Building $100,100 | $456,500 Land $356,400 Building $100,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Co Rd 120 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1997–2001) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Co Rd 120 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Intrepid Fiber Networks.
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