Stearns County property record for 20 Co Rd 120, Saint Cloud, MN 56303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,144 sqft · built 1958 |
| Lot Size | 0.764 acres (33,280 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,560 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-56571-0135 |
| Primary APN | 92-56571-0135 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 1,749 sqft |
| 1st Floor Area | 598 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 33,280 sqft (0.764 acres) |
| Lot Dimensions | 235 ft deep x 196 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20 COUNTY ROAD 120 |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-4879 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 002 BLK 001 WESTRA ESTATES SECTION 34 TOWNSHIP 125 RANGE 028 SECTION 34 TOWNSHIP 125 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 125 |
| Legal Section | 34 |
| Legal Subdivision | WESTRA ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | SARTELL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 901 |
20 Co Rd 120, a single family home, is owned by a company.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 15 17TH AVE S, SAINT CLOUD, MN 56301-4138 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 20 Co Rd 120 was $2,560.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Sartell City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,560.00 | $217,300 (+4.93%) Land $76,000 Building $141,300 | $217,300 (+4.93%) Land $76,000 Building $141,300 |
| 2025 | $207,100 Land $72,300 Building $134,800 | $207,100 Land $72,300 Building $134,800 | |
| 2023 | $2,218.00 | $188,500 Land $72,300 Building $116,200 | $188,500 Land $72,300 Building $116,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Co Rd 120 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1997–2001) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Co Rd 120 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sartell serves 20,300 people · EPA ID MN1730036 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 140 / 20 |
May also be available: Intrepid Fiber Networks.
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