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40 Cloverly Pt, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 40 Cloverly Pt, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage2,027 sqft Living Area
Lot Size9,147 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$294,500 (2020)
Tax Bill$5,962.00 (2025)

Property Details

APN / Parcel Number

Primary APN029011-7850

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area2,027 sqft Living Area
Gross Area2,599 sqft Gross Area
1st Floor2,027 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,147 sqft (0.21 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area152 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address40 CLOVERLY PT
CitySAINT AUGUSTINE
StateFL
Zip32092-7655
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description92/37-45 WHISPER CREEK PHASE 8 LOT 785 OR4998/704
Legal Range28E
Legal Township07S
Legal Section41
Legal SubdivisionWHISPER CREEK PHASE 8
Legal Phase8
Legal Block1
Legal Lot Number785
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4040
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-7850

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 CLOVERLY PT, SAINT AUGUSTINE, FL 32092-7655
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 24, 2020Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 24, 2020 · Amount on Record
Deed SaleJul 24, 2020 · Amount on Record
Deed Doc Number202060205
Deed Book / Page4998 / 704
Record RefreshedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address40 CLOVERLY PT, SAINT AUGUSTINE, FL 32092-7655
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053911697
DateOct 12, 2021
Book Page5391/1697
Instrument2021111241
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

July 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJul 24, 2020
Property Address40 CLOVERLY PT, SAINT AUGUSTINE, FL 32092-7655
Document Number0049980704
Book / Page4998 / 704
Map ReferenceMB 92 PG 37
Instrument DateJul 14, 2020
Instrument2020060205
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,061.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CLOVERLY PT, SAINT AUGUSTINE, FL 32092-7655

Mortgage

Document Number4998708
DateJul 24, 2020
Instrument4998/708
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term433 Months
DueAug 01, 2056

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$264,394 (+2.7%)$357,747 (-1.14%) Land $90,000 Building $267,747
2025$5,962.00 (+6.87%) Homeowner's exemption$257,443 (+2.9%)$361,888 (-4.14%) Land $95,000 Building $266,888
2024$5,579.00 (+1.29%) Homeowner's exemption$250,188 (+3%)$377,504 (+7.73%) Land $100,000 Building $277,504
2023$5,508.00 (+1.6%) Homeowner's exemption$242,901 (+3%)$350,401 (+9.82%) Land $84,000 Building $266,401
2022$5,421.00 Homeowner's exemption$235,826$319,062 Land $84,000 Building $235,062

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 43% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,493 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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