22 Cloverly Pt, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 22 Cloverly Pt, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,027 sqft · built 2019
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Mar 2020)
Tax Bill	$6,252 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029011-7830`

Property Details

APN / Parcel Number

Primary APN	`029011-7830`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,027 sqft Living Area
Gross Area	2,599 sqft
1st Floor Area	2,027 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	177 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22 CLOVERLY PT
City	SAINT AUGUSTINE
State	FL
Zip	32092-7655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	92/37-45 WHISPER CREEK PHASE 8 LOT 783 OR4905/1613
Legal Range	28E
Legal Township	07S
Legal Section	41
Legal Subdivision	WHISPER CREEK PHASE 8
Legal Phase	8
Legal Block	1
Legal Lot Number	783
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4040
Census Tract	20905

Owner

Source: St. Johns County records · APN 029011-7830

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22 CLOVERLY PT, SAINT AUGUSTINE, FL 32092-7655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Deed Document Number	202022391
Deed Book / Page	4905 / 1613
Record Updated	Jun 08, 2026

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 19, 2020
Property Address	22 CLOVERLY PT, SAINT AUGUSTINE, FL 32092-7655
Document Number	0049051613
Book / Page	004905 / 001613
Instrument Date	Feb 28, 2020
Instrument	22391
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 19, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 CLOVERLY PT ST AUGUSTINE FL 320927655, ST AUGUSTINE, FL 32092-7655

Mortgage

Document Number	49051617
Date	Mar 19, 2020
Book Page	004905/001617
Instrument	22392

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,505 (+2.7%)	$354,428 (-4.07%) Land $90,000 Building $264,428
2025	$6,252.00 (+7.02%) Homeowner's exemption	$278,973 (+2.9%)	$369,456 (-7.18%) Land $95,000 Building $274,456
2024	$5,842.00 (+1.34%) Homeowner's exemption	$271,111 (+3%)	$398,028 (+7.54%) Land $100,000 Building $298,028
2023	$5,765.00 (+1.62%) Homeowner's exemption	$263,215 (+3%)	$370,119 (+10.01%) Land $84,000 Building $286,119
2022	$5,673.00 Homeowner's exemption	$255,549	$336,446 Land $84,000 Building $252,446

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 356 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.