40 Cleo Ct, Novato, CA 94947 Property Records

Marin County property record for 40 Cleo Ct, Novato, CA 94947

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1955
Lot Size	0.195 acres (8,500 sqft)
Owner	2 Trust Names on File
Last Sale	$560,000 (Sep 2013)
Tax Bill	$9,143 (2025)
Deeds & Mortgages	Sep 2023 Transfer Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`152-041-09`

Property Details

APN / Parcel Number

Primary APN	`152-041-09`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,320 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Lot Area	8,500 sqft (0.195 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	134 sqft
Patio Area	134 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	40 CLEO CT
City	NOVATO
State	CA
Zip	94947-4515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OAK VIEW 01
Legal Lot Number	5,6
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	2
Census Block	2004
Census Tract	104102

Owner

40 Cleo Ct is owner-occupied and held in a trust since August 2023.

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	40 CLEO CT, NOVATO, CA 94947-4515
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Intrafamily Transfer, Transfer
Oct 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 12, 2019	Quit Claim Deed, Transfer · Conventional Mortgage REDWOOD CU
Jul 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2013 · Amount on File
Deed Sale	Sep 3, 2013 · Amount on File
Prior Sale	Nov 25, 2009 · Amount on File
Deed Document Number	201357929
Last Transfer Date	Aug 30, 2023
Transfer Doc	0000022097
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARIN CA
Recording Date	Sep 8, 2023
Property Address	40 CLEO CT, NOVATO, CA 94947-4515
Document Number	0000022097
Map Reference	VOL 8 PG 41
Instrument Date	Aug 30, 2023
Instrument	2023-0022097
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	40 CLEO CT, NOVATO, CA 94947-4515

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARIN CA
Recording Date	Oct 18, 2021
Property Address	40 CLEO CT, NOVATO, CA 94947-4515
Document Number	0000063488
Map Reference	VOL 8 PG 41
Instrument Date	Oct 8, 2021
Instrument	2021-0063488
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CLEO CT, NOVATO, CA 94947-4515

Mortgage

Document Number	0000063489
Date	Oct 18, 2021
Instrument	2021-0063489

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARIN CA
Recording Date	Aug 12, 2019
Property Address	40 CLEO CT, NOVATO, CA 94947-4515
Document Number	0000028494
Instrument Date	Aug 2, 2019
Instrument	28494
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	40 CLEO CT NOVATO CA 949474515, NOVATO, CA 94947-4515

Mortgage

Document Number	28495
Date	Aug 12, 2019
Instrument	28495

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 11, 2034

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	40 CLEO CT, NOVATO, CA 94947-4515
Document Number	0000029431
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CLEO CT NOVATO CA 949474515, NOVATO, CA 94947-4515

Mortgage

Document Number	0000029431
Date	Jul 24, 2017
Instrument	29431

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 23, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 40 Cleo Ct was $9,143 with a homeowner's exemption.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$700,179 (+2%) Land $437,612 Building $262,567
2025	$9,143.00 Homeowner's exemption	$686,453 Land $429,033 Building $257,420
2023	$8,798.00 (+2.37%) Homeowner's exemption	$659,803 Land $412,377 Building $247,426
2022	$8,594.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40 Cleo Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	185 (1978–2023)
Claims Outside the SFHA	21 of 185
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 20 claims Severe Storms & Flooding, Feb 1986 · 47 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Cleo Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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