Stafford County property record for 40 Clear Spring Ln, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,509 sqft · built 2020 |
| Lot Size | 0.195 acres (8,502 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $537,500 (Mar 2024) |
| Tax Bill | $3,872 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45U-1C-130 |
| Primary APN | 45U-1C-130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,509 sqft Living Area |
| Gross Area | 2,969 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,502 sqft (0.195 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 54483 |
|---|---|
| Street Address | 40 CLEAR SPRING LN |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-2696 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 130 SEC 1C 8503 SQFT SOUTHGATE PM150000116 |
| Legal Subdivision | SOUTHGATE SEC 1C |
| Legal Lot Number | 130 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | FALMOUTH |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10304 |
Source: Stafford County records, as of July 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Mar 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPOR |
| Jul 15, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| May 8, 2017 | Grant Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2024 · Amount on Record |
| Deed Sale | Mar 12, 2024 · Amount on Record |
| Prior Sale | Jul 15, 2021 · Amount on Record |
| Deed Document Number | 20242604 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jul 7, 2026 |
| Property Address | 40 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Document Number | 0000009987 |
| Instrument Date | May 6, 2026 |
| Instrument | 20269987 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 40 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Document Number | 0000009987, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 20269987 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Mar 12, 2024 |
| Property Address | 40 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Document Number | 0240002604 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 240002604 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Document Number | 0240002605 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 240002605 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPOR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jul 15, 2021 |
| Property Address | 40 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Document Number | 0210024077 |
| Instrument Date | Jul 12, 2021 |
| Instrument | 210024077 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | May 8, 2017 |
| Property Address | 40 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Document Number | 170007987 |
| Instrument Date | May 5, 2017 |
| Instrument | 7987 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2017 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,340.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1356 BEVERLY RD #300 MCLEAN VA 221013640, 300, MCLEAN, VA 22101-3640 |
Source: Stafford County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,872.00 (+11.68%) | $420,100 (+14.5%) Land $130,000 Building $290,100 | $420,100 (+14.5%) Land $130,000 Building $290,100 |
| 2023 | $3,467.00 (+12.2%) | $366,900 Land $125,000 Building $241,900 | $366,900 Land $125,000 Building $241,900 |
| 2021 | $3,090.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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