40 Clear Spring Ln, Fredericksburg, VA 22405 Property Records

Stafford County property record for 40 Clear Spring Ln, Fredericksburg, VA 22405

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,509 sqft · built 2020
Lot Size0.195 acres (8,502 sqft)
OwnerIndividual Name on Record
Last Sale$537,500 (Mar 2024)
Tax Bill$3,872 (2025)
Deeds & MortgagesJul 2026 Mortgage
Mar 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN45U-1C-130

Property Details

APN / Parcel Number

Primary APN45U-1C-130
Alternative APN
  • 54483

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,509 sqft Living Area
Gross Area2,969 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,502 sqft (0.195 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area96 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number54483
Street Address40 CLEAR SPRING LN
CityFREDERICKSBURG
StateVA
Zip22405-2696
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 130 SEC 1C 8503 SQFT SOUTHGATE PM150000116
Legal SubdivisionSOUTHGATE SEC 1C
Legal Lot Number130
JurisdictionSTAFFORD VA
Township / Civil DivisionFALMOUTH
Census Block Group2
Census Block2020
Census Tract10304

Owner

Source: Stafford County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address40 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Mar 12, 2024Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPOR
Jul 15, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 8, 2017Grant Deed, Transfer
PREMIER TITLE COMPANY, PREMIER TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2024 · Amount on Record
Deed SaleMar 12, 2024 · Amount on Record
Prior SaleJul 15, 2021 · Amount on Record
Deed Document Number20242604
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Recording DateJul 7, 2026
Property Address40 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696
Document Number0000009987
Instrument DateMay 6, 2026
Instrument20269987
Transaction TypeMortgage
Record UpdatedJul 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696

Mortgage

Document Number0000009987,
DateJul 7, 2026
Instrument20269987
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.37%
Max Rate-1%

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAFFORD VA
Recording DateMar 12, 2024
Property Address40 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696
Document Number0240002604
Instrument DateMar 8, 2024
Instrument240002604
Transaction TypeTransfer
Record UpdatedMar 27, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696

Mortgage

Document Number0240002605
DateMar 12, 2024
Instrument240002605
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPOR
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAFFORD VA
Recording DateJul 15, 2021
Property Address40 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696
Document Number0210024077
Instrument DateJul 12, 2021
Instrument210024077
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTAFFORD VA
Recording DateMay 8, 2017
Property Address40 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696
Document Number170007987
Instrument DateMay 5, 2017
Instrument7987
Transaction TypeTransfer
Record UpdatedJun 26, 2017
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transaction

AmountAmount Recorded
Tax$2,340.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1356 BEVERLY RD #300 MCLEAN VA 221013640, 300, MCLEAN, VA 22101-3640

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,872.00 (+11.68%)$420,100 (+14.5%) Land $130,000 Building $290,100$420,100 (+14.5%) Land $130,000 Building $290,100
2023$3,467.00 (+12.2%)$366,900 Land $125,000 Building $241,900$366,900 Land $125,000 Building $241,900
2021$3,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTAFFORD COUNTY UTILITIES
serves 123,684 people · EPA ID VA6179100
Water SourceSurface water
Last State InspectionNov 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

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