38 Clear Spring Ln, Fredericksburg, VA 22405 Property Records

Stafford County property record for 38 Clear Spring Ln, Fredericksburg, VA 22405 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,795 sqft · built 2018
Lot Size	0.184 acres (8,006 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (May 2025)
Tax Bill	$4,264 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45U-1C-131`

Property Details

APN / Parcel Number

Primary APN	`45U-1C-131`
Alternative APN	`54484`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,795 sqft Living Area
Gross Area	3,830 sqft
Basement Area	1,272 sqft
Finished Basement	237 sqft
Unfinished Basement	1,035 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,006 sqft (0.184 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	54484
Street Address	38 CLEAR SPRING LN
City	FREDERICKSBURG
State	VA
Zip	22405-2696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 131 SEC 1C 8006 SQFT SOUTHGATE PM150000116
Legal Subdivision	SOUTHGATE SEC 1C
Legal Lot Number	131
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	2
Census Block	2020
Census Tract	10304

Owner

Source: Stafford County records · APN 45U-1C-131

Assessment roll updated August 25, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 30, 2020	Warranty Deed, Transfer · Conventional with PMI FREEDOM MTG
Feb 20, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MTG
Apr 30, 2019	Grant Deed, Transfer · VA Mortgage DHI MTG
May 08, 2017	Grant Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Jan 28, 2025 · Amount on Record
Deed Document Number	20256593
Prior Transfer Date	May 05, 2025
Prior Transfer Doc	0000006593
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Recording Date	Jun 30, 2026
Property Address	38 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696
Document Number	0000009678
Instrument Date	Jan 24, 2025
Instrument	20269678
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696

Mortgage

Document Number	0000009678,
Date	Jun 30, 2026
Instrument	20269678

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Feb 01, 2052

Interest

Rate	6.85%
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Dec 30, 2020
Property Address	38 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696
Document Number	200036004
Instrument Date	Dec 18, 2020
Instrument	36004
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CLEAR SPRING LN FREDERICKSBURG VA 224052696, FREDERICKSBURG, VA 22405-2696

Mortgage

Document Number	200036007
Date	Dec 30, 2020
Instrument	36007

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	38 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696
Document Number	200004080
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CLEAR SPRING LN FREDERICKSBURG VA 224052696, FREDERICKSBURG, VA 22405-2696

Mortgage

Document Number	200004080
Date	Feb 25, 2020
Instrument	4080

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

Interest

Rate Type	Fixed Rate

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Apr 30, 2019
Property Address	38 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696
Document Number	190006405
Instrument Date	Apr 26, 2019
Instrument	6405
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$393.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CLEAR SPRING LN FREDERICKSBURG VA 224052696, FREDERICKSBURG, VA 22405-2696

Mortgage

Document Number	190006406
Date	Apr 30, 2019
Instrument	6406

Lender

Name	DHI MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Interest

Rate Type	Fixed Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	May 08, 2017
Property Address	38 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696
Document Number	170007987
Instrument Date	May 05, 2017
Instrument	7987
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Tax	$2,340.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1356 BEVERLY RD #300 MCLEAN VA 221013640, 300, MCLEAN, VA 22101-3640

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated August 25, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,264.00 (+9%)	$462,700 (+11.76%) Land $130,000 Building $332,700	$462,700 (+11.76%) Land $130,000 Building $332,700
2023	$3,912.00 (+12.97%)	$414,000 Land $125,000 Building $289,000	$414,000 Land $125,000 Building $289,000
2021	$3,463.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stafford County (51179C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511790103042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Cox Communications	Cable	2,000 / 100
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

38 Clear Spring Ln, Fredericksburg, VA 22405 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Clear Spring Ln

Nearby Streets

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