40 Clay St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 40 Clay St, Annapolis, MD 21401

Property Summary

Property Type	Multi-Family Dwellings
Details	2,186 sqft · built 1977
Lot Size	0.025 acres (1,100 sqft)
Owner	Individual Name on Record
Tax Bill	$2,544 (2023)
Deeds & Mortgages	Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-000-00143238`

Property Details

APN / Parcel Number

Primary APN	`06-000-00143238`
Alternative APNs	`600000143238` `00000143238`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,186 sqft Living Area
1st Floor Area	2,186 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Multi-Family
Construction Type	Brick
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	1,100 sqft (0.025 acres)
View / Lot	Commercial/Industrial
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	00000143238
Street Address	40 CLAY ST
City	ANNAPOLIS
State	MD
Zip	21401-2405
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	B1
Legal Description	LT ANNAPOLIS
Legal Subdivision	ANNAPOLIS
Legal Block	2
Legal Lot Number	40
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2005
Census Tract	706102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Colonial Annapolis Historic District (Boundary Increase) listed 1984 · 1,197 contributing resources · NRIS 84003875

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16903 ASPEN LEAF CT, BOWIE, MD 20716-3680
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 2, 2017
Transfer Doc	0031806475
Record Updated	Oct 29, 2026

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 31, 2018
Property Address	40 CLAY ST, ANNAPOLIS, MD 21401-2534
Document Number	0318060475
Book / Page	031806 / 000475
Instrument Date	Aug 2, 2017
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16903 ASPEN LEAF CT BOWIE MD 207163680, BOWIE, MD 20716-3680

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,300 (+0.62%) Land $85,200 Building $93,100	$178,300 (+0.62%) Land $85,200 Building $93,100
2023	$2,544.00	$177,200 Land $85,200 Building $92,000	$177,200 Land $85,200 Building $92,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20