56 Clay St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 56 Clay St, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	1 ba · 648 sqft · built 1940
Lot Size	0.018 acres (780 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Jun 2022)
Tax Bill	$2,343 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-000-08705200`

Property Details

APN / Parcel Number

Primary APN	`06-000-08705200`
Alternative APNs	`600008705200` `00008705200`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	648 sqft Living Area
1st Floor Area	348 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Townhouse
Exterior Material	Stucco
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	780 sqft (0.018 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00008705200
Street Address	56 CLAY ST
City	ANNAPOLIS
State	MD
Zip	21401-2425
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT ANNAPOLIS
Legal Subdivision	ANNAPOLIS
Legal Block	2
Legal Lot Number	56
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2001
Census Tract	706102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Colonial Annapolis Historic District (Boundary Increase) listed 1984 · 1,197 contributing resources · NRIS 84003875

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

56 Clay St, a townhouse, is owned by a company that bought it in June 2022.

Source: Anne Arundel County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	1236 CROWS NEST CT, ANNAPOLIS, MD 21403-1713
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2022 · Amount on File
Deed Sale	Jun 21, 2022 · Amount on File
Deed Book / Page	38856 / 495
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 21, 2022
Property Address	56 CLAY ST, ANNAPOLIS, MD 21401-2425
Document Number	0388560495
Book / Page	38856 / 495
Instrument Date	May 26, 2022
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1236 CROWS NEST CT, ANNAPOLIS, MD 21403-1713

Mortgage

Document Number	0388560500
Date	Jun 21, 2022
Instrument	38856/0500

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 56 Clay St was $2,343.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,100 Land $105,000 Building $68,100	$173,100 Land $105,000 Building $68,100
2025	$2,343.00
2023	$2,073.00	$144,400 Land $95,000 Building $49,400	$144,400 Land $95,000 Building $49,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 56 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 56 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20