40 Choke Cherry Cir, Durango, CO 81303 Property Records

La Plata County property record for 40 Choke Cherry Cir, Durango, CO 81303 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,192 sqft · built 1995
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$17,000 (Oct 1993)
Tax Bill	$2,605 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5661-301-24-002`

Property Details

APN / Parcel Number

Primary APN	`5661-301-24-002`
Alternative APN	`R011748`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,192 sqft Living Area
Gross Area	3,696 sqft
1st Floor Area	2,544 sqft
Basement Area	648 sqft
Finished Basement	648 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	155 sqft
Deck Area	Deck Area
Patio Area	25 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R011748
Street Address	40 CHOKE CHERRY CIR
City	DURANGO
State	CO
Zip	81303-7536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: PINETOP #1/DGO WEST BLOCK: 0 LOT: 49 40 CHOKE CHERRY CIR DURANGO 81303
Legal Subdivision	PINETOP #1/DGO WEST
Legal Block	3
Legal Lot Number	49
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3012
Census Tract	970701

Owner

Source: La Plata County records · APN 5661-301-24-002

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 CHOKE CHERRY CIR, DURANGO, CO 81303-7536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 1993 · Amount on Record
Deed Sale	Oct 20, 1993 · Amount on Record
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	40 CHOKE CHERRY CIR, DURANGO, CO 81303-7536
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001165588
Date	Dec 13, 2019
Instrument	1165588

Lender

Name	TBK BANK SSB
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	Dec 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,900 (-1.24%) Land $4,050 Building $42,850	$759,760 (-) Land $65,580 Building $694,180
2025	$2,605.00 (+88.09%)	$47,490 (+43.87%) Land $4,100 Building $43,390	$759,760 (+54.21%) Land $65,580 Building $694,180
2023	$1,385.00 (+10.89%)	$33,010 (+12.13%) Land $3,220 Building $29,790	$492,690 (+16.31%) Land $48,020 Building $444,670
2022	$1,249.00	$29,440 Land $3,500 Building $25,940	$423,590 Land $50,330 Building $373,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 2 of 3 on primary residences
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023, other causes

Wildfire

Wildfire Risk	High above 89% of the US · above 93% of Colorado
Wildfire Likelihood	About 1 in 143 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.