40 Chestnut Ave, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 40 Chestnut Ave, Closter, NJ 07624

Property Summary

Property TypeSingle Family Home
Details2,119 sqft · built 1954
Lot Size0.16 acres (6,970 sqft)
OwnerCompany Name on Record
Last Sale$730,000 (Jan 2020)
Tax Bill$19,657 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jan 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-01708-0000-00008

Property Details

APN / Parcel Number

Primary APN07-01708-0000-00008
Alternative APNs
  • 070170800008
  • 014090

Interior

Stories1 Story
Building Area2,119 sqft Living Area
1st Floor Area2,119 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Construction TypeFrame
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions151 ft deep x 50 ft wide

Location & Zoning

Account Number014090
Street Address40 CHESTNUT AVE
CityCLOSTER
StateNJ
Zip07624-3102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDISTRICTN
Legal Description0.16 AC
Legal SubdivisionFS MILES/CLOSTER
Legal Block1708
Legal Lot Number8
JurisdictionBERGEN NJ
Township / Civil DivisionCLOSTER
Census Block Group4
Census Block4002
Census Tract7002

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address40 CHESTNUT AVE, CLOSTER, NJ 07624-3102
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jan 10, 2020Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Mar 27, 2019Deed of Trust, Mortgage
NJ LENDERS
Apr 30, 2018Deed with Mortgage, Transfer
NVE SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2020 · Amount on Record
Deed SaleJan 10, 2020 · Amount on Record
Prior SaleApr 20, 2016 · Amount on Record
Deed Document Number20201993
Deed Book / Page3456 / 1879
Prior Transfer DateApr 9, 2018
Prior Transfer Doc0029270957
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address40 CHESTNUT AVE, CLOSTER, NJ 07624-3102
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041211081
DateMay 5, 2021
Book Page4121/1081
Instrument2021069560
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 1, 2051

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateJan 10, 2020
Property Address40 CHESTNUT AVE, CLOSTER, NJ 07624-3102
Document Number0034561879
Book / Page003456 / 001879
Instrument DateNov 22, 2019
Instrument20001993
Transaction TypeTransfer
Record UpdatedFeb 10, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$730.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CHESTNUT AVE CLOSTER NJ 076243102, CLOSTER, NJ 07624-3102

Mortgage

Document Number34561885
DateJan 10, 2020
Book Page003456/001885
Instrument20001994
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 9, 2050

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address40 CHESTNUT AVE, CLOSTER, NJ 07624-3102
Document Number0032251729
Instrument DateMar 27, 2019
Transaction TypeMortgage
Record UpdatedMay 9, 2019
Title CompanySAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CHESTNUT AVE CLOSTER NJ 076243102, CLOSTER, NJ 07624-3102

Mortgage

Document Number0032251729
DateApr 23, 2019
Book Page003225/001729
Instrument24983
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
AmountAmount Recorded
Term360 Months
DueApr 22, 2049

April 2018: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionBERGEN NJ
Recording DateApr 30, 2018
Property Address40 CHESTNUT AVE, CLOSTER, NJ 07624-3102
Document Number0029270957
Book / Page002927 / 000957
Instrument DateApr 9, 2018
Instrument30260
Transaction TypeTransfer
Record UpdatedMay 25, 2018
Title CompanySAND LANE TITLE AGENCY LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CHESTNUT AVE CLOSTER NJ 076243102, CLOSTER, NJ 07624-3102

Mortgage

Document Number29270964
DateApr 30, 2018
Book Page002927/000964
Instrument30260
Lender
NameNVE SVGS BK
TypeFederal Savings Bank
AddressENGLEWOOD, NJ 07631
Agreement
AmountAmount Recorded
Term360 Months
DueApr 29, 2048

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCloster Borough
Elementary School DistrictCloster Borough School District (KG - 08)
Secondary School DistrictNorthern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,021,500 (+7.67%) Land $474,900 Building $546,600$1,021,500 (+7.67%) Land $474,900 Building $546,600
2025$19,657.00 (+8.54%)$948,700 (+18.29%) Land $457,400 Building $491,300$948,700 (+18.29%) Land $457,400 Building $491,300
2024$18,110.00 (+10.67%)
2023$802,000 (+8.41%) Land $347,800 Building $454,200$802,000 (+8.41%) Land $347,800 Building $454,200
2022$16,364.00 (+0.65%)$739,800 Land $307,200 Building $432,600$739,800 Land $307,200 Building $432,600
2021$16,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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