Bergen County and Closter Borough property record for 31 Chestnut Ave, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft · built 1952 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $825,000 (Dec 2025) |
| Tax Bill | $13,369 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2026 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01703-0000-00008 |
| Primary APN | 07-01703-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 110 ft deep x 76 ft wide |
| Account Number | 016050 |
|---|---|
| Street Address | 31 CHESTNUT AVE |
| City | CLOSTER |
| State | NJ |
| Zip | 07624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.20 AC |
| Legal Subdivision | FS MILES/CLOSTER |
| Legal Block | 1703 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 7002 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 33 CHESTNUT AVE, CLOSTER, NJ 07624-3101 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 29, 2026 | Deed of Trust, Mortgage · Construction Mortgage U S BANK N A |
| Dec 8, 2025 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2025 · Amount on Record |
| Deed Sale | Dec 8, 2025 · Amount on Record |
| Prior Sale | Jul 23, 2014 · Amount on Record |
| Deed Document Number | 202584688 |
| Deed Book / Page | 5669 / 1615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 31 CHESTNUT AVE, CLOSTER, NJ 07624 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0040990948 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 4099/948 |
| Instrument | 2021062976 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 29, 2026 |
| Property Address | 31 CHESTNUT AVE, CLOSTER, NJ 07624 |
| Document Number | 0000035581 |
| Book / Page | 5807 / 1495 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 202635581 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY COM |
| Name | Verified Name |
|---|---|
| Address | 3825 211TH ST, BAYSIDE, NY 11361-1955 |
| Document Number | 0000035581, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 5807/1495 |
| Instrument | 202635581 |
| Name | U S BANK N A |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 8, 2025 |
| Property Address | 31 CHESTNUT AVE, CLOSTER, NJ 07624 |
| Document Number | 0056691615 |
| Book / Page | 5669 / 1615 |
| Instrument Date | Oct 18, 2025 |
| Instrument | 2025084688 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,570.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 596 ANDERSON AVE, CLOSTER, NJ 07624-3202 |
| Name | Verified Name |
|---|---|
| Address | 33 CHESTNUT AVE, CLOSTER, NJ 07624-3101 |
| Document Number | 2025084689 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2025084689 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.1% |
| Index | 1-Year T-Bill |
| Max Rate | 11.1% |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $688,600 (+6.73%) Land $504,400 Building $184,200 | $688,600 (+6.73%) Land $504,400 Building $184,200 | |
| 2025 | $13,369.00 (+12.46%) | $645,200 (+25.87%) Land $486,900 Building $158,300 | $645,200 (+25.87%) Land $486,900 Building $158,300 |
| 2024 | $11,888.00 (+16.25%) | ||
| 2023 | $512,600 Land $366,200 Building $146,400 | $512,600 Land $366,200 Building $146,400 | |
| 2022 | $10,226.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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