Hampden County and Holyoke City property record for 40 Cherry St, Holyoke, MA 01040
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,430 sqft · built 1920 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,776 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Mar 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0124 B:0000 L:111 |
| Primary APN | HOLY M:0124 B:0000 L:111 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,430 sqft Living Area |
| Gross Area | 4,804 sqft |
| Basement Area | 1,258 sqft |
| Unfinished Basement | 1,258 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 40 CHERRY ST |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-1102 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-1A |
| Legal Lot Number | 111 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 812104 |
Source: Hampden County and Holyoke City records · APN HOLY M:0124 B:0000 L:111
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 CHERRY ST, HOLYOKE, MA 01040-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 08, 2025 | Deed of Trust, Mortgage · Line of Credit PEOPLESBANK (HOLYOKE MA) |
| Mar 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA |
| Apr 17, 2018 | Deed of Trust, Mortgage TD BANK NA |
| Jun 12, 2020 | Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION |
| Mar 16, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 22, 2010 |
| Deed Sale | Feb 22, 2010 |
| Deed Document Number | 2010521 |
| Deed Book / Page | 18194 / 3 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 40 CHERRY ST, HOLYOKE, MA 01040-1102 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 025819-246 |
|---|---|
| Date | Apr 08, 2025 |
| Book Page | 25819/246 |
| Instrument | 15155 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 40 CHERRY ST, HOLYOKE, MA 01040-1102 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23785-376 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 23785/376 |
| Instrument | 20331 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 40 CHERRY ST, HOLYOKE, MA 01040-1102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22133-122 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 22133/122 |
| Instrument | 19767 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 40 CHERRY ST, HOLYOKE, MA 01040-1102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23256-398 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 23256/398 |
| Instrument | 30357 |
| Name | UMASS/FIVE COLLEGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Recording Date | Mar 16, 2018 |
| Property Address | 40 CHERRY ST, HOLYOKE, MA 01040-1102 |
| Document Number | 22096-554 |
| Book / Page | 022096 / 000554 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 13781 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 CHERRY ST HOLYOKE MA 010401102, HOLYOKE, MA 01040-1102 |
Source: Hampden County and Holyoke City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,776.00 (+7.9%) | $330,800 (+17.1%) Land $46,600 Building $284,200 |
| 2024 | $5,353.00 (+8.49%) | $282,500 (+7.41%) Land $44,500 Building $238,000 |
| 2023 | $4,934.00 | $263,000 Land $44,500 Building $218,500 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Netafy, T-Mobile USA.
Based on FCC filings for 342 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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