25 Cherry St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 25 Cherry St, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,534 sqft · built 1920
Lot Size	0.185 acres (8,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jul 2020)
Tax Bill	$6,486 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Dec 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0124 B:0000 L:70`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0124 B:0000 L:70`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,534 sqft Living Area
Gross Area	5,063 sqft
Basement Area	1,056 sqft
Unfinished Basement	634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	8,072 sqft (0.185 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	25 CHERRY ST
City	HOLYOKE
State	MA
Zip	01040-1155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Lot Number	70
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	4
Census Block	4015
Census Tract	812002

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 CHERRY ST, HOLYOKE, MA 01040-1155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Dec 4, 2019	Foreclosure SMB REAL EST CREDIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Prior Sale	Dec 4, 2019 · Amount on Record
Deed Document Number	202040913
Deed Book / Page	23335 / 569
Prior Transfer Date	Jul 28, 2020
Prior Transfer Doc	23335-569
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jul 29, 2020
Property Address	25 CHERRY ST, HOLYOKE, MA 01040-1155
Document Number	23335-569
Book / Page	23335 / 569
Instrument Date	Jul 28, 2020
Instrument	40913
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	30 X ST, MONTAGUE, MA

Mortgage

Document Number	40914
Date	Jul 29, 2020
Instrument	40914

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	HOLYOKE MA
Recording Date	Dec 4, 2019
Property Address	25 CHERRY ST, HOLYOKE, MA 01040-1155
Document Number	22982-498
Book / Page	022982 / 000498
Instrument Date	Oct 4, 2019
Instrument	71341
Transaction Type	Foreclosure
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$510.95
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	485 MASSACHUSETTS AVE ARLINGTON MA 024745103, ARLINGTON, MA 02474-5103

Mortgage

Document Number	22982-507
Date	Dec 4, 2019
Book Page	022982/000507
Instrument	71344

Lender

Name	SMB REAL EST CREDIT

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,486.00 (+6.8%)	$372,100 (+6.99%) Land $46,300 Building $325,800	$336,799 (-4.9%)
2025	$6,073.00 (+5.53%)	$347,800 (+14.52%) Land $43,300 Building $304,500	$354,160 (-4.78%)
2024	$5,755.00 (+5.17%)	$303,700 (+4.11%) Land $41,300 Building $262,400	$371,925
2023	$5,472.00	$291,700 Land $41,300 Building $250,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Netafy, T-Mobile.

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