40 Chambers St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 40 Chambers St, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,208 sqft · built 1900
Lot Size	0.154 acres (6,708 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Feb 2020)
Tax Bill	$3,982 (2026)
Deeds & Mortgages	May 2023 Transfer Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9987-76`

Property Details

APN / Parcel Number

Primary APN	`9987-76`
Alternative APN	`CUMB M:003 B:0141 L:000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,208 sqft Living Area
Gross Area	3,820 sqft
1st Floor Area	1,345 sqft
Basement Area	1,325 sqft
Unfinished Basement	1,325 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,708 sqft (0.154 acres)
Garage Type	Carport
Carport	Carport
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9987-76
Street Address	40 CHAMBERS ST
City	CUMBERLAND
State	RI
Zip	02864-7708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	110
Legal Block	141
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	4
Census Block	4011
Census Tract	11200

Owner

40 Chambers St is owned and occupied by two individuals who acquired it in December 2024.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 CHAMBERS ST, CUMBERLAND, RI 02864-7708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 6, 2020	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jan 3, 2018	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2020 · Amount on File
Deed Sale	Feb 6, 2020 · Amount on File
Prior Sale	Jan 3, 2018 · Amount on File
Deed Book / Page	1829 / 464
Last Transfer Date	Dec 19, 2024
Transfer Doc	001994-309
Record Updated	Oct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	May 23, 2023
Property Address	40 CHAMBERS ST, CUMBERLAND, RI 02864-7708
Document Number	001956-823
Book / Page	1956 / 823
Instrument Date	May 19, 2023
Instrument	138914
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CHAMBERS ST, CUMBERLAND, RI 02864-7708

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Feb 6, 2020
Property Address	40 CHAMBERS ST, CUMBERLAND, RI 02864-7708
Document Number	1829-464
Book / Page	1829 / 464
Instrument Date	Feb 5, 2020
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1829466
Date	Feb 6, 2020
Instrument	1829/466

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jan 3, 2018
Property Address	40 CHAMBERS ST, CUMBERLAND, RI 02864-7708
Document Number	1763-170
Book / Page	001763 / 000170
Instrument Date	Dec 16, 2017
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CHAMBERS ST CUMBERLAND RI 028647708, CUMBERLAND, RI 02864-7708

Tax Assessment & Valuation

The 2026 property tax bill for 40 Chambers St was $3,982, up 3.1% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,982.00 (+3.08%)	$397,800 (+26.37%) Land $150,800 Building $247,000	$450,069
2025	$3,863.00	$314,800 Land $102,900 Building $211,900
2023	$3,658.00 (-14.01%)	$314,800 (+10.92%) Land $102,900 Building $211,900
2022	$4,254.00	$283,800 Land $68,100 Building $215,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Chambers St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2001–2010)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Chambers St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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