39 Chambers St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 39 Chambers St, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 918 sqft · built 1950
Lot Size	0.066 acres (2,875 sqft)
Owner	Company Name on File
Last Sale	$290,000 (Aug 2026)
Tax Bill	$2,890 (2026)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8878-64`

Property Details

APN / Parcel Number

Primary APN	`8878-64`
Alternative APN	`CUMB M:003 B:0124 L:000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	918 sqft Living Area
Gross Area	1,836 sqft
1st Floor Area	918 sqft
Basement Area	918 sqft
Unfinished Basement	918 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	2,875 sqft (0.066 acres)
Garage Type	Basement
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	8878-64
Street Address	39 CHAMBERS ST
City	CUMBERLAND
State	RI
Zip	02864-7707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	110
Legal Block	124
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	4
Census Block	4012
Census Tract	11200

Owner

39 Chambers St is owned by a company that bought it in August 2026.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 29028, PROVIDENCE, RI 02909-0996
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer
Aug 3, 2026	Foreclosure · Stand-Alone First Mortgage WILLOW GLEN PARTNERS LLC
Nov 13, 2020	Deed of Trust, Mortgage · ARM VILLAGE CAPITAL & INVESTMENT LLC
Aug 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Sep 19, 2008 · Amount on File
Deed Document Number	2026156326
Deed Book / Page	2036 / 541
Transfer Doc	0643000261
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Aug 3, 2026
Property Address	39 CHAMBERS ST, CUMBERLAND, RI 02864-7707
Document Number	0000156328
Book / Page	2036 / 554
Instrument Date	Jul 31, 2026
Instrument	2026156328
Transaction Type	Transfer
Record Updated	Aug 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2026: Foreclosure

Document Type	Foreclosure
Jurisdiction	CUMBERLAND RI
Recording Date	Aug 3, 2026
Property Address	39 CHAMBERS ST, CUMBERLAND, RI 02864-7707
Document Number	0000156326
Book / Page	2036 / 541
Instrument Date	May 6, 2026
Instrument	2026156326
Transaction Type	Foreclosure
Record Updated	Aug 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Aug 3, 2026

Lender

Name	WILLOW GLEN PARTNERS LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	39 CHAMBERS ST, CUMBERLAND, RI 02864-7707
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001863-422
Date	Nov 13, 2020
Book Page	1863/422
Instrument	118970

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	39 CHAMBERS ST, CUMBERLAND, RI 02864-7707
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1901-723
Date	Aug 23, 2021
Book Page	1901/723
Instrument	126812

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 39 Chambers St was $2,890, up 3.9% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,890.00 (+3.88%)	$288,700 (+27.35%) Land $141,300 Building $147,400	$325,661
2025	$2,782.00	$226,700 Land $96,400 Building $130,300
2023	$2,634.00 (+13.29%)	$226,700 (+46.16%) Land $96,400 Building $130,300
2022	$2,325.00	$155,100 Land $63,800 Building $91,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Chambers St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2001–2010)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 39 Chambers St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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