Essex County and Wenham Town property record for 40 Cedar St, Wenham, MA 01984
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,287 sqft · built 1930 |
| Lot Size | 1.47 acres (64,395 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Sep 2020) |
| Tax Bill | $10,544 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance |
| Flood Zone | Zone A (high risk) |
| APN | WENH M:18 L:3C |
| Primary APN | WENH M:18 L:3C |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,287 sqft Living Area |
| Gross Area | 2,430 sqft |
| Basement Area | 748 sqft |
| Unfinished Basement | 561 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 64,395 sqft (1.47 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 646 |
|---|---|
| Street Address | 40 CEDAR ST |
| City | WENHAM |
| State | MA |
| Zip | 01984-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 3C |
| Jurisdiction | WENHAM MA |
| Township / Civil Division | WENHAM |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 216100 |
Source: Essex County and Wenham Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 CEDAR ST, WENHAM, MA 01984-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on Record |
| Deed Sale | Sep 18, 2020 · Amount on Record |
| Prior Sale | Jan 11, 2018 · Amount on Record |
| Deed Book / Page | 38953 / 142 |
| Prior Transfer Date | Sep 3, 2020 |
| Prior Transfer Doc | 38953-142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WENHAM MA |
| Property Address | 40 CEDAR ST, WENHAM, MA 01984-1533 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0039370-16 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 39370/16 |
| Instrument | 20210104002500 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Essex County and Wenham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Wenham Town |
| Unified School District | Hamilton-Wenham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,544.00 (-3.8%) | $659,400 (-6.51%) Land $407,100 Building $252,300 | $629,575 (+5.73%) |
| 2025 | $10,960.00 (+8.31%) | $705,300 (+20.94%) Land $441,800 Building $263,500 | $595,460 |
| 2023 | $10,119.00 | $583,200 Land $445,700 Building $137,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–1982) |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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