30 Cedar St, Wenham, MA 01984 Property Records

Essex County and Wenham Town property record for 30 Cedar St, Wenham, MA 01984

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,565 sqft · built 1977
Lot Size	1.38 acres (60,474 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Jun 2017)
Tax Bill	$16,780 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WENH M:18 L:3A`

Property Details

APN / Parcel Number

Primary APN	`WENH M:18 L:3A`
Alternative APN	`644`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,565 sqft Living Area
Gross Area	8,161 sqft
Basement Area	2,421 sqft
Unfinished Basement	2,421 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Mansard
Roof Material	Wood Shingle
Lot Area	60,474 sqft (1.38 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	644
Street Address	30 CEDAR ST
City	WENHAM
State	MA
Zip	01984-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	3A
Jurisdiction	WENHAM MA
Township / Civil Division	WENHAM
Census Block Group	2
Census Block	2019
Census Tract	216100

Owner

30 Cedar St is owned and occupied by two individuals who bought it in June 2017.

Source: Essex County and Wenham Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	30 CEDAR ST, WENHAM, MA 01984-1533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 19, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
May 26, 2021	Deed of Trust, Mortgage · ARM LUXURY MORTGAGE CORP
Jun 13, 2017	Deed, Transfer CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on File
Deed Sale	Jun 13, 2017 · Amount on File
Deed Document Number	2017373
Deed Book / Page	35938 / 17
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WENHAM MA
Recording Date	Apr 9, 2026
Property Address	30 CEDAR ST, WENHAM, MA 01984-1533
Document Number	0043320-74
Book / Page	43320 / 74
Instrument Date	Mar 18, 2026
Instrument	2026100
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 CEDAR ST, WENHAM, MA 01984-1533

Mortgage

Document Number	0000000100,
Date	Apr 9, 2026
Book Page	43320/74
Instrument	2026100

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WENHAM MA
Property Address	30 CEDAR ST, WENHAM, MA 01984-1533
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041955-306
Date	Jan 19, 2024
Book Page	41955/306
Instrument	20240119001720

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2044

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WENHAM MA
Property Address	30 CEDAR ST, WENHAM, MA 01984-1533
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39921-206
Date	May 26, 2021
Book Page	39921/206
Instrument	20210526005130

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Jun 1, 2036
Index	Other
Margin	3

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WENHAM MA
Recording Date	Jun 13, 2017
Property Address	30 CEDAR ST, WENHAM, MA 01984-1533
Document Number	35938-17
Book / Page	35938 / 17
Instrument	373
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 CEDAR ST, WENHAM, MA 01984-1533

Mortgage

Document Number	359380020
Date	Jun 13, 2017
Instrument	35938/0020

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 30 Cedar St was $16,780.

Source: Essex County and Wenham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Wenham Town
Unified School District	Hamilton-Wenham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,780.00	$1,079,800 Land $439,600 Building $640,200
2023	$15,204.00	$876,300 Land $545,700 Building $330,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 30 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WENHAM WATER DEPT. serves 3,942 people · EPA ID MA3320000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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