40 Cedar Ave, Gettysburg, PA 17325 Property Records

Adams County property record for 40 Cedar Ave, Gettysburg, PA 17325

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,512 sqft · built 1970
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Feb 2026)
Tax Bill$3,213 (2026)
Deeds & MortgagesJun 2021 Mortgage
Mar 2013 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN09 F12-0100-000

Property Details

APN / Parcel Number

Primary APN09 F12-0100-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,512 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Foundation TypeNo Foundation
Lot Area21,780 sqft (0.5 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address40 CEDAR AVE
CityGETTYSBURG
StatePA
Zip17325-8530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMX
Legal SubdivisionGRANDVIEW TERRACE
Legal Lot NumberL-0062
JurisdictionADAMS PA
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2016
Census Tract31401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Gettysburg Battlefield Historic District
listed 1975 · 481 contributing resources · NRIS 75000155

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Adams County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 CEDAR AVE, GETTYSBURG, PA 17325-8530
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 1, 2013Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK
Apr 4, 2005Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Feb 26, 2026Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 27, 2026Deed, Transfer
Dec 3, 2021Deed, Transfer · USDA Mortgage
MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2026 · Amount on Record
Deed SaleFeb 26, 2026 · Amount on Record
Prior SaleDec 3, 2021 · Amount on Record
Deed Book / Page7448 / 492
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS PA
Property Address40 CEDAR AVE, GETTYSBURG, PA 17325-8530
Transaction TypeMortgage
Record UpdatedApr 21, 2026
Title CompanyCMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006817/168
DateJun 28, 2021
Book Page6817/168
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

March 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS PA
Property Address40 CEDAR AVE, GETTYSBURG, PA 17325-8530
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005803/358
DateMar 1, 2013
Book Page5803/358
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2043

April 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS PA
Property Address40 CEDAR AVE, GETTYSBURG, PA 17325-8530
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003919/001
DateApr 4, 2005
Book Page3919/001
Instrument03919_00001
Lender
NamePNC BANK NA
TypeBank
AddressCAMP HILL, PA 17001
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionADAMS PA
Recording DateFeb 26, 2026
Property Address40 CEDAR AVE, GETTYSBURG, PA 17325-8530
Document Number007448/492
Book / Page7448 / 492
Map ReferenceVOL 1 PG 409
Instrument DateFeb 23, 2026
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address40 CEDAR AVE, GETTYSBURG, PA 17325-8530

Mortgage

Document Number0007448498
DateFeb 26, 2026
Instrument7448/498
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionADAMS PA
Recording DateFeb 27, 2026
Property Address40 CEDAR AVE, GETTYSBURG, PA 17325-8530
Document Number007449/184
Book / Page7449 / 184
Instrument DateFeb 20, 2026
Transaction TypeTransfer
Record UpdatedApr 21, 2026

Transaction

AmountAmount Recorded
Tax$3,899.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address40 CEDAR AVE, GETTYSBURG, PA 17325-8530

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionADAMS PA
Recording DateDec 3, 2021
Property Address40 CEDAR AVE, GETTYSBURG, PA 17325-8530
Document Number006895/718
Book / Page6895 / 718
Map ReferenceVOL I PG 409
Instrument DateDec 1, 2021
Transaction TypeTransfer
Record UpdatedApr 21, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,899.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CEDAR AVE, GETTYSBURG, PA 17325-8530

Mortgage

Document Number0006895722
DateDec 3, 2021
Instrument6895/722
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyAdams County
County SubdivisionCumberland Township
Unified School DistrictGettysburg Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,213.00 (+3.31%)$166,700 (-) Land $42,300 Building $124,400
2025$3,110.00 (+4.54%)$166,700 (-) Land $42,300 Building $124,400
2024$2,975.00$166,700 (-) Land $42,300 Building $124,400
2023$2,975.00$166,700 Land $42,300 Building $124,400
2010$166,700 Land $42,300 Building $124,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims7 (1996–2011)
Claims Outside the SFHA5 of 7
Most Recent ClaimApr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGETTYSBURG MUNI AUTH
serves 12,425 people · EPA ID PA7010019
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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