Adams County property record for 20 Cedar Ave, Gettysburg, PA 17325
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,133 sqft · built 1942 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $84,900 (May 1995) |
| Tax Bill | $2,580 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Oct 2009 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09 F12-0098-000 |
| Primary APN | 09 F12-0098-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,133 sqft Living Area |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Detached |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 20 CEDAR AVE |
|---|---|
| City | GETTYSBURG |
| State | PA |
| Zip | 17325-8530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Jurisdiction | ADAMS PA |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 31401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Gettysburg Battlefield Historic District listed 1975 · 481 contributing resources · NRIS 75000155 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Adams County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 CEDAR AVE, GETTYSBURG, PA 17325-8530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 14, 2009 | Deed of Trust, Mortgage · Line of Credit SUSQUEHANNA BANK |
| Oct 25, 2010 | Deed of Trust, Mortgage · Conventional Mortgage SUSQUEHANNA BANK |
| Dec 19, 2011 | Deed of Trust, Mortgage · Line of Credit ACNB BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 1995 · Amount on Record |
| Deed Sale | May 1, 1995 · Amount on Record |
| Deed Book / Page | 1023 / 260 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 20 CEDAR AVE, GETTYSBURG, PA 17325-8530 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 CEDAR AVE, GETTYSBURG, PA 17325-8530 |
| Document Number | 007049/743 |
|---|---|
| Date | Dec 21, 2022 |
| Book Page | 7049/743 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 5, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 20 CEDAR AVE, GETTYSBURG, PA 17325-8530 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005421/288 |
|---|---|
| Date | Oct 14, 2009 |
| Book Page | 5421/288 |
| Instrument | 05421_00288 |
| Name | SUSQUEHANNA BANK |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 20 CEDAR AVE, GETTYSBURG, PA 17325-8530 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005531/600 |
|---|---|
| Date | Oct 25, 2010 |
| Book Page | 5531/600 |
| Instrument | 05531_00600 |
| Name | SUSQUEHANNA BANK |
|---|---|
| Type | Bank |
| Address | YORK, PA 17408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 20 CEDAR AVE, GETTYSBURG, PA 17325-8530 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005659/219 |
|---|---|
| Date | Dec 19, 2011 |
| Book Page | 5659/219 |
| Name | ACNB BANK |
|---|---|
| Address | GETTYSBURG, PA 17325 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 30, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Adams County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Adams County |
| County Subdivision | Cumberland Township |
| Unified School District | Gettysburg Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,580.00 (+7.99%) | $133,900 (-) Land $28,000 Building $105,900 | |
| 2024 | $2,389.00 | $133,900 Land $28,000 Building $105,900 | |
| 2010 | $133,900 Land $28,000 Building $105,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1996–2011) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GETTYSBURG MUNI AUTH serves 12,425 people · EPA ID PA7010019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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