40 C St, Frostproof, FL 33843 Property Records

Polk County property record for 40 C St, Frostproof, FL 33843

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,184 sqft · built 1960
Lot Size	0.288 acres (12,558 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Sep 2023)
Tax Bill	$2,971 (2025)
Deeds & Mortgages	Sep 2023 Sale Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-31-29-966200-000101`

Property Details

APN / Parcel Number

Primary APN	`28-31-29-966200-000101`
Alternative APNs	`293128966200000101` `93128000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,184 sqft Living Area
1st Floor Area	2,184 sqft
Flooring	Tile
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	12,558 sqft (0.288 acres)
Lot Dimensions	140 ft deep x 89 ft wide
View / Lot	Commercial/Industrial
Porch	Finished/Open Porch
Porch Area	144 sqft
Shed	1 Shed

Location & Zoning

Street Address	40 C ST
City	FROSTPROOF
State	FL
Zip	33843-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMPER & FLOOD SUB PB & PG 83 LOTS 10 & 11 LESS E 52.5 FT
Legal Range	28E
Legal Township	31S
Legal Section	29
Legal Subdivision	CAMPER AND FLOOD SUBDIVISION
Legal Tract	966200
Legal Block	2
Legal Lot Number	10,11
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	2
Census Block	2019
Census Tract	15701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 C ST, FROSTPROOF, FL 33843-1810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Sep 26, 2023	Warranty Deed, Transfer · Seller Carry-Back CARLOS NUNEZ ETAL
Oct 27, 2020	Warranty Deed, Transfer · VA Mortgage AMERIS BK
Jun 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Sep 19, 2023 · Amount on Record
Deed Document Number	2023224401
Deed Book / Page	12847 / 1635
Prior Transfer Date	Jun 19, 2018
Prior Transfer Doc	0105220003
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 19, 2023
Property Address	40 C ST, FROSTPROOF, FL 33843-1810
Document Number	0000220409
Book / Page	12842 / 731
Map Reference	MB 3 PG 83
Instrument Date	Sep 12, 2023
Instrument	2023220409
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10404 HWY 27H35, FROSTPROOF, FL 33843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3747 OLD THORNHILL RD, WINTER HAVEN, FL 33880-6900
Investor	Possibly a Property Investor

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 26, 2023
Property Address	40 C ST, FROSTPROOF, FL 33843-1810
Document Number	0000224401
Book / Page	12847 / 1635
Map Reference	MB 3 PG 83
Instrument Date	Sep 12, 2023
Instrument	2023224401
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3747 OLD THORNHILL RD, WINTER HAVEN, FL 33880-6900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 C ST, FROSTPROOF, FL 33843-1810

Mortgage

Document Number	0128471637
Date	Sep 26, 2023
Instrument	12847/1637

Lender

Name	CARLOS NUNEZ ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	120 Months
Due	Sep 12, 2033

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 27, 2020
Property Address	40 C ST, FROSTPROOF, FL 33843-1810
Document Number	0114311087
Book / Page	011431 / 001087
Instrument Date	Oct 22, 2020
Instrument	228419
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	REAL ESTATE TITLE, REAL ESTATE TITLE SVCS CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,259.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 C ST FROSTPROOF FL 338431810, FROSTPROOF, FL 33843-1810

Mortgage

Document Number	114311088
Date	Oct 27, 2020
Book Page	011431/001088
Instrument	228420

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jun 19, 2018
Property Address	40 C ST, FROSTPROOF, FL 33843-1810
Document Number	0105220003
Book / Page	010522 / 000003
Instrument Date	Jun 19, 2018
Instrument	130836
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 37 FROSTPROOF FL 338430037, FROSTPROOF, FL 33843-0037

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Frostproof City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,706 (-7.21%) Land $11,302 Building $181,404	$192,706 (-7.21%) Land $11,302 Building $181,404
2025	$2,971.00 (-11.52%)	$207,671 (+45.82%) Land $11,302 Building $196,369	$207,671 (+2.64%) Land $11,302 Building $196,369
2024	$3,358.00 (+64.29%)
2023	$2,044.00 (+3.18%) Homeowner's exemption	$142,414 (+3%)	$202,339 (+8.43%) Land $11,302 Building $191,037
2022	$1,981.00 Homeowner's exemption	$138,266	$186,610 Land $9,418 Building $177,192

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FROSTPROOF serves 3,425 people · EPA ID FL6530627
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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