28 C St, Frostproof, FL 33843 Property Records

Polk County property record for 28 C St, Frostproof, FL 33843

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,620 sqft · built 1930
Lot Size	0.503 acres (21,902 sqft)
Owner	Individual Name on Record
Last Sale	$3,900 (Jun 1998)
Tax Bill	$558 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`28-31-29-966200-000070`

Property Details

APN / Parcel Number

Primary APN	`28-31-29-966200-000070`
Alternative APNs	`293128966200000070` `93128000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,620 sqft Living Area
1st Floor Area	1,284 sqft
Upper Floors Area	336 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Other
Lot Area	21,902 sqft (0.503 acres)
Lot Dimensions	140 ft deep x 156 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	610 sqft
Shed	1 Shed
Utility Building	120 sqft

Location & Zoning

Street Address	28 C ST
City	FROSTPROOF
State	FL
Zip	33843-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMPER & FLOOD SUB PB 3 PG 83 LOTS 7 8 & 9 & THE S 7.5 FT OF CLOSED ALLEY LYING N OF 7 8 & 9 LESS W 24 FT OF LOT 9 & LESS W 24 FT OF S 7.5 FT OF CLOSED ALLEY LYING N OF LOT 9
Legal Range	28E
Legal Township	31S
Legal Section	29
Legal Subdivision	CAMPER AND FLOOD SUBDIVISION
Legal Tract	966200
Legal Block	2
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	2
Census Block	2019
Census Tract	15701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 C ST, FROSTPROOF, FL 33843-1810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK
Jan 13, 2017	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 1998 · Amount on Record
Deed Sale	Jun 11, 1998 · Amount on Record
Prior Sale	Mar 24, 1997 · Amount on Record
Deed Book / Page	4042 / 410
Record Updated	Oct 29, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	28 C ST, FROSTPROOF, FL 33843-1810
Document Number	0112161229
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	501 NW GRAND BLVD OKLAHOMA CITY OK 731186037, OKLAHOMA CITY, OK 73118-6037

Mortgage

Document Number	0112161229
Date	Apr 24, 2020
Book Page	011216/001229
Instrument	85878

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	28 C ST, FROSTPROOF, FL 33843-1810
Document Number	0100580975
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 C ST FROSTPROOF FL 338431810, FROSTPROOF, FL 33843-1810

Mortgage

Document Number	0100580975
Date	Feb 7, 2017
Book Page	010058/000975
Instrument	23897

Lender

Name	MIDFIRST BK
Type	Federal Savings Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Frostproof City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,109 (+2.7%)	$157,712 (-1.34%) Land $18,151 Building $139,561
2025	$558.00 (-21.52%) Homeowner's exemption	$67,292 (+5.99%)	$159,847 (-3.14%) Land $18,151 Building $141,696
2023	$711.00 (+0.71%) Homeowner's exemption	$63,491 (+3%)	$165,032 (+20.05%) Land $18,151 Building $146,881
2022	$706.00 Homeowner's exemption	$61,642	$137,473 Land $15,061 Building $122,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FROSTPROOF serves 3,425 people · EPA ID FL6530627
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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