40 Buckingham Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 40 Buckingham Dr, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,861 sqft · built 1940
Lot Size0.189 acres (8,233 sqft)
Owner2 Individual Names on Record
Tax Bill$16,215 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-05404-0000-00013

Property Details

APN / Parcel Number

Primary APN48-05404-0000-00013
Alternative APN
  • 480540400013

Interior

Stories2 Stories
Building Area1,861 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Lot Area8,233 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address40 BUCKINGHAM DR
CityRAMSEY
StateNJ
Zip07446-2608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.189AC
Legal SubdivisionRAMSEY COUNTRY CLUB ESTATES SE
Legal Block5404
Legal Lot Number13
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1014
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 BUCKINGHAM DR, RAMSEY, NJ 07446-2608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2000
Deed SaleDec 15, 2000
Prior SaleDec 15, 2000
Deed Book / Page1054 / 664
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address40 BUCKINGHAM DR, RAMSEY, NJ 07446-2608
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 BUCKINGHAM DR, RAMSEY, NJ 07446-2608

Mortgage

Document Number0039330166
DateJan 27, 2021
Book Page3933/166
Instrument21-012046
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.29%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$816,500 (+3.68%) Land $378,400 Building $438,100$816,500 (+3.68%) Land $378,400 Building $438,100
2025$16,215.00 (-5.06%)$787,500 (+30.12%) Land $353,400 Building $434,100$787,500 (+30.12%) Land $353,400 Building $434,100
2024$17,079.00 (+7.59%)
2023$605,200 Land $293,600 Building $311,600$605,200 Land $293,600 Building $311,600
2022$15,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2021)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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