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34 Buckingham Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 34 Buckingham Dr, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,757 sqft · built 1955
Lot Size0.189 acres (8,233 sqft)
Owner2 Individual Names on Record
Last Sale$850,000 (Aug 2026)
Tax Bill$12,113 (2025)
Deeds & MortgagesAug 2026 Mortgage
Aug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-05404-0000-00014

Property Details

APN / Parcel Number

Primary APN48-05404-0000-00014
Alternative APN
  • 480540400014

Interior

Stories1 Story
Building Area1,757 sqft Living Area
1st Floor Area1,757 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Lot Area8,233 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address34 BUCKINGHAM DR
CityRAMSEY
StateNJ
Zip07446-2608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.189AC
Legal Block5404
Legal Lot Number14
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1014
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address34 BUCKINGHAM DR, RAMSEY, NJ 07446-2608
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
TOTAL MORTGAGE SERVICES
Aug 24, 2026Deed, Transfer · Conventional Mortgage
TOTAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2026 · Amount on Record
Deed SaleAug 24, 2026 · Amount on Record
Deed Document Number202658326
Deed Book / Page5881 / 1185
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Recording DateAug 24, 2026
Property Address34 BUCKINGHAM DR, RAMSEY, NJ 07446-2608
Document Number0000058327
Book / Page5881 / 1191
Instrument DateAug 5, 2026
Instrument202658327
Transaction TypeMortgage
Record UpdatedSep 21, 2026
Title CompanyFIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058327,
DateAug 24, 2026
Book Page5881/1191
Instrument202658327
Lender
NameTOTAL MORTGAGE SERVICES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateAug 24, 2026
Property Address34 BUCKINGHAM DR, RAMSEY, NJ 07446-2608
Document Number0000058326
Book / Page5881 / 1185
Instrument DateJul 29, 2026
Instrument202658326
Transaction TypeTransfer
Record UpdatedOct 1, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$85,850.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 BUCKINGHAM DR, RAMSEY, NJ 07446-2608

Mortgage

Document Number0000058327,
DateAug 24, 2026
Instrument202658327
Lender
NameTOTAL MORTGAGE SERVICES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$615,400 (+4.61%) Land $378,400 Building $237,000$615,400 (+4.61%) Land $378,400 Building $237,000
2025$12,113.00 (-6.77%)$588,300 (+27.78%) Land $353,400 Building $234,900$588,300 (+27.78%) Land $353,400 Building $234,900
2024$12,992.00 (+7.59%)
2023$460,400 Land $293,600 Building $166,800$460,400 Land $293,600 Building $166,800
2022$12,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2021)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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