40 Breach Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 40 Breach Dr, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1972
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,667 (Dec 2019)
Tax Bill	$6,748 (2025)
Deeds & Mortgages	Nov 2020 Transfer Dec 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`WEST M:143 B:6`

Property Details

APN / Parcel Number

Primary APN	`WEST M:143 B:6`
Alternative APNs	`M:143 B:6 L` `20145725`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,532 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	20145725
Street Address	40 BREACH DR
City	WESTERLY
State	RI
Zip	02891-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1002
Census Tract	51000

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 BREACH DR, WESTERLY, RI 02891-4404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 16, 2019	Trustee's Deed, Transfer NOT AVAILABLE
Dec 16, 2019	Warranty Deed, Transfer EASTERN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Prior Sale	Dec 16, 2019 · Amount on Record
Deed Document Number	20195430
Deed Book / Page	2019 / 21746
Last Transfer Date	Oct 23, 2020
Transfer Doc	2020-24500
Record Updated	Sep 20, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 9, 2020
Property Address	40 BREACH DR, WESTERLY, RI 02891-4404
Document Number	2020-4500
Book / Page	002020 / 024500
Instrument Date	Oct 23, 2020
Instrument	5607
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12 WAMPANOAG AVE WESTERLY RI 028912033, WESTERLY, RI 02891-2033

December 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WESTERLY RI
Recording Date	Dec 16, 2019
Property Address	40 BREACH DR, WESTERLY, RI 02891-4404
Document Number	2019-1744
Book / Page	002019 / 021744
Instrument Date	Nov 22, 2019
Instrument	5429
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$319.33
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WAMPANOAG AVE WESTERLY RI 028912033, WESTERLY, RI 02891-2033

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Dec 16, 2019
Property Address	40 BREACH DR, WESTERLY, RI 02891-4404
Document Number	2019-1746
Book / Page	002019 / 021746
Instrument Date	Nov 22, 2019
Instrument	5430
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WAMPANOAG AVE WESTERLY RI 028912033, WESTERLY, RI 02891-2033

Mortgage

Document Number	2019-1748
Date	Dec 16, 2019
Book Page	002019/021748
Instrument	5431

Lender

Name	EASTERN BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,748.00 (+1.69%)	$949,100 (+37.59%) Land $737,100 Building $212,000
2023	$6,636.00 (+1.39%)	$689,800 (+0.76%) Land $526,500 Building $163,300
2022	$6,545.00	$684,600 Land $526,500 Building $158,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 456 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured incl. 50 condo units
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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