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38 Breach Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 38 Breach Dr, Westerly, RI 02891

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 2.5 ba · 1,808 sqft · built 2016
Lot Size0.217 acres (9,450 sqft)
OwnerIndividual Name on Record
Last Sale$256,000 (Nov 2014)
Tax Bill$10,394 (2025)
Deeds & MortgagesFeb 2022 Transfer
Oct 2017 Mortgage
Flood ZoneZone AE (high risk)
APNWEST M:143 B:5

Property Details

APN / Parcel Number

Primary APNWEST M:143 B:5
Alternative APNs
  • M:143 B:5 L
  • 1021900

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,808 sqft Living Area
Gross Area3,772 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,450 sqft (0.217 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number1021900
Street Address38 BREACH DR
CityWESTERLY
StateRI
Zip02891-4404
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block5
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1002
Census Tract51000

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address33 E LIBERTY ST, CHESTER, CT 06412-1239
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2022Quit Claim Deed, Transfer
Quitclaim
Oct 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON TR CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2014 · Amount on Record
Deed SaleNov 21, 2014 · Amount on Record
Prior SaleJan 31, 2003 · Amount on Record
Deed Document Number20145152
Last Transfer DateFeb 8, 2022
Transfer Doc02022-3910
Record UpdatedSep 20, 2026

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateFeb 25, 2022
Property Address38 BREACH DR, WESTERLY, RI 02891-4404
Document Number02022-3910
Book / Page2022 / 3910
Instrument DateFeb 8, 2022
Instrument2022-908
Transaction TypeTransfer
Record UpdatedMar 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address38 BREACH DR, WESTERLY, RI 02891-4404
Document Number2017-8032
Book / Page002017 / 018032
Instrument DateOct 11, 2017
Transaction TypeMortgage
Record UpdatedOct 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 BREACH DR WESTERLY RI 02891, WESTERLY, RI 02891

Mortgage

Document Number2017-8032
DateOct 11, 2017
Book Page002017/018032
Instrument4485
Lender
NameWASHINGTON TR CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 10, 2047

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,394.00 (-2.68%)$1,461,900 (+31.68%) Land $746,900 Building $715,000
2023$10,680.00 (+0.62%)$1,110,200 (-) Land $533,500 Building $576,700
2022$10,614.00$1,110,200 Land $533,500 Building $576,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 456 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
incl. 50 condo units
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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