40 Bow St, Apt 2, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 40 Bow St, Apt 2, Beverly, MA 01915

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 983 sqft · built 1920
Lot Size	0.062 acres (2,740 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Sep 2023)
Tax Bill	$4,243 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12634`

Property Details

APN / Parcel Number

Primary APN	`12634`
Alternative APNs	`BEVE M:0011 B:0199 L:0002` `RHD`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Units	3 Units
Stories	1 Story
Building Area	983 sqft Living Area
Gross Area	1,166 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,740 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	12634
Street Address	40 BOW ST, 2
City	BEVERLY
State	MA
Zip	01915-4584
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RHD
Legal Subdivision	BOW STREET CONDO
Legal Block	199
Legal Lot Number	2
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	2
Census Block	2004
Census Tract	217401

Owner

Source: Essex County and Beverly City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 BOW ST, 2, BEVERLY, MA 01915-4584
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Condominium Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP
Nov 23, 2020	Condominium Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Prior Sale	Nov 23, 2020 · Amount on Record
Deed Book / Page	41759 / 317
Transfer Doc	033294-190
Record Updated	Oct 29, 2026

September 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BEVERLY MA
Recording Date	Sep 14, 2023
Property Address	40 BOW ST APT 2, 2, BEVERLY, MA 01915-4584
Document Number	041759-317
Book / Page	41759 / 317
Instrument Date	Sep 14, 2023
Instrument	20230914000860
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 BOW ST APT 2, 2, BEVERLY, MA 01915-4584

Mortgage

Document Number	230914000870
Date	Sep 14, 2023
Instrument	230914000870

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BEVERLY MA
Recording Date	Nov 23, 2020
Property Address	40 BOW ST APT 2, 2, BEVERLY, MA 01915-4584
Document Number	39215-342
Book / Page	39215 / 342
Instrument Date	Nov 9, 2020
Instrument	20201123006040
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2 BOW ST # 2, 2, BEVERLY, MA 01915-4404

Mortgage

Document Number	201123006050
Date	Nov 23, 2020
Instrument	201123006050

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,243.00 (+5.92%)	$386,100 (+8.24%) Building $386,100	$443,840
2024	$4,006.00 (+8.77%)	$356,700 (+9.05%) Building $356,700
2023	$3,683.00	$327,100 Building $327,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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