40 Bow St, Apt 1, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 40 Bow St, Apt 1, Beverly, MA 01915

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 960 sqft · built 1920
Lot Size	0.062 acres (2,740 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Aug 2023)
Tax Bill	$4,456 (2025)
Deeds & Mortgages	Mar 2021 Refinance Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RHD`

Property Details

APN / Parcel Number

Primary APN	`RHD`
Alternative APNs	`BEVE M:0011 B:0199 L:0001` `2627`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,006 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,740 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2627
Street Address	40 BOW ST, 1
City	BEVERLY
State	MA
Zip	01915-4584
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RHD
Legal Block	199
Legal Lot Number	1
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	2
Census Block	2004
Census Tract	217401

Owner

40 Bow St, Apt 1 is owned by an individual who bought it in August 2023.

Source: Essex County and Beverly City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	211 RANTOUL ST, 309, BEVERLY, MA 01915-4296
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Aug 10, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Oct 6, 2021	Quit Claim Deed, Transfer
Mar 26, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance GUARANTEED RATE INC
Jun 26, 2018	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2023 · Amount on File
Deed Sale	Aug 10, 2023 · Amount on File
Prior Sale	Oct 6, 2021 · Amount on File
Deed Book / Page	41707 / 28
Prior Transfer Date	Aug 8, 2023
Prior Transfer Doc	0041707-28
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	40 BOW ST APT 1, 1, BEVERLY, MA 01915-4584
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039694-455
Date	Mar 26, 2021
Book Page	39694/455
Instrument	20210326006100

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Aug 10, 2023
Property Address	40 BOW ST APT 1, 1, BEVERLY, MA 01915-4584
Document Number	0041707-28
Book / Page	41707 / 28
Instrument Date	Aug 8, 2023
Instrument	20230810001700
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 RANTOUL ST #309 # 309, 309, BEVERLY, MA 01915-4296

Mortgage

Document Number	230810001710
Date	Aug 10, 2023
Instrument	230810001710

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Oct 6, 2021
Property Address	40 BOW ST APT 1, 1, BEVERLY, MA 01915-4584
Document Number	40354-3
Book / Page	40354 / 3
Instrument Date	Oct 1, 2021
Instrument	20211006001780
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BOW ST APT 1, 1, BEVERLY, MA 01915-4584

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Mar 26, 2021
Property Address	40 BOW ST APT 1, 1, BEVERLY, MA 01915-4584
Document Number	039694-453
Book / Page	39694 / 453
Instrument Date	Mar 25, 2021
Instrument	20210326006090
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 BOW ST APT 1, 1, BEVERLY, MA 01915-4584

Mortgage

Document Number	039694-455
Date	Mar 26, 2021
Book Page	39694/455
Instrument	20210326006100

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Jun 26, 2018
Property Address	40 BOW ST APT 1, 1, BEVERLY, MA 01915-4584
Document Number	36813-322
Book / Page	36813 / 322
Instrument	180626000120
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.06
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BOW ST # 1, 1, BEVERLY, MA 01915-4584

Mortgage

Document Number	368130324
Date	Jun 26, 2018
Instrument	36813/0324

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 40 Bow St, Apt 1 was $4,456, up 5.5% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,456.00 (+5.47%)	$405,500 (+7.79%) Building $405,500	$449,540
2024	$4,225.00 (+8.22%)	$376,200 (+8.51%) Building $376,200
2023	$3,904.00	$346,700 Building $346,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Bow St, Apt 1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40 Bow St, Apt 1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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