40 Bell Ln, Morganton, GA 30560 Property Records

Union County property record for 40 Bell Ln, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1989
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$86,500 (Aug 2008)
Tax Bill	$733 (2022)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006 023`

Property Details

APN / Parcel Number

Primary APN	`006 023`
Alternative APN	`7406`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	864 sqft Heated Area
1st Floor Area	576 sqft
2nd Floor Area	288 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1991
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft
Porch	Porch
Porch Area	396 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7406
Street Address	40 BELL LN
City	MORGANTON
State	GA
Zip	30560-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER TRACE LOT 5
Legal Subdivision	TIMBER TRACE
Legal Lot Number	5
Jurisdiction	UNION GA
Township / Civil Division	IVYLOG
Census Block Group	1
Census Block	1028
Census Tract	101

Owner

Source: Union County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 BELL LN, MORGANTON, GA 30560-1750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES
Jan 11, 2018	Deed of Trust, Mortgage · VA Mortgage BRIDGEVIEW BANK GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2008 · Amount on Record
Deed Sale	Aug 11, 2008 · Amount on Record
Deed Document Number	0000770691
Deed Book / Page	770 / 691
Prior Transfer Date	Aug 8, 2008
Prior Transfer Doc	770/691
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION GA
Property Address	40 BELL LN, MORGANTON, GA 30560-1750
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BELL LN, MORGANTON, GA 30560-1750

Mortgage

Document Number	0000001309/0000000172
Date	Apr 18, 2022
Book Page	0000001309/0000000172
Instrument	002626

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION GA
Property Address	40 BELL LN, MORGANTON, GA 30560-1750
Transaction Type	Mortgage
Record Updated	Mar 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1096/295
Date	Jan 11, 2018
Book Page	1096/295

Lender

Name	BRIDGEVIEW BANK GROUP
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$69,240 (+5.1%) Land $6,840 Building $62,400	$173,100 (+5.1%) Land $17,100 Building $156,000
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$65,880 Land $6,640 Building $59,240	$164,700 Land $16,600 Building $148,100
2022	$733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	Oct 1989 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
RiverStreet Networks Fixed Wireless	10 / 1
Windstream DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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