16 Bell Ln, Morganton, GA 30560 Property Records

Union County property record for 16 Bell Ln, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,120 sqft · built 1988
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Company Names on File
Last Sale	$230,000 (Aug 2026)
Tax Bill	$1,099 (2025)
Deeds & Mortgages	Aug 2026 Sale Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006 024`

Property Details

APN / Parcel Number

Primary APN	`006 024`
Alternative APN	`2626`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Heated Area
1st Floor Area	1,120 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1997
Exterior Material	Fiber Cement Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	232 sqft
Deck Area	400 sqft
Canopy	832 sqft
Storage Building	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	2626
Street Address	16 BELL LN
City	MORGANTON
State	GA
Zip	30560-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	TIMBER TRACE LOT 4
Legal Subdivision	TIMBER TRACE
Legal Lot Number	4
Jurisdiction	UNION GA
Township / Civil Division	IVYLOG
Census Block Group	1
Census Block	1028
Census Tract	101

Owner

Source: Union County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	2864 KIUTUESTIA CREEK RD, BLAIRSVILLE, GA 30512-4311
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Limited Warranty Deed, Transfer
Jun 21, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2026 · Amount on File
Deed Sale	Aug 6, 2026 · Amount on File
Prior Sale	Apr 21, 2025 · Amount on File
Deed Document Number	20263642
Deed Book / Page	1462 / 22
Prior Transfer Date	Nov 7, 2024
Prior Transfer Doc	001399/330
Record Updated	Oct 29, 2026

August 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	UNION GA
Recording Date	Aug 6, 2026
Property Address	16 BELL LN, MORGANTON, GA 30560-1748
Document Number	0000003642
Book / Page	1462 / 22
Instrument Date	Aug 5, 2026
Instrument	20263642
Transaction Type	Transfer
Record Updated	Sep 14, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2864 KIUTUESTIA CREEK RD, BLAIRSVILLE, GA 30512-4311
Investor	Possibly a Property Investor

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION GA
Recording Date	Jun 21, 2023
Property Address	16 BELL LN, MORGANTON, GA 30560-1748
Document Number	0001351/91
Book / Page	1351 / 91
Instrument Date	Jun 21, 2023
Instrument	2023-001121
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BELL LN, MORGANTON, GA 30560-1748

Mortgage

Document Number	0000002912
Date	Jun 21, 2023
Instrument	002912

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION GA
Property Address	16 BELL LN, MORGANTON, GA 30560-1748
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BELL LN, MORGANTON, GA 30560-1748

Mortgage

Document Number	0000001224/0000000440
Date	Nov 16, 2020
Book Page	0000001224/0000000440
Instrument	006910

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,099.00 (-14.87%)	$101,760 (+2.75%) Land $6,840 Building $94,920	$254,400 (+2.75%) Land $17,100 Building $237,300
2023	$1,291.00 (+21.79%) Homeowner's exemption	$99,040 (+24.3%) Land $6,640 Building $92,400	$247,600 (+24.3%) Land $16,600 Building $231,000
2022	$1,060.00 Homeowner's exemption	$79,680 Land $6,640 Building $73,040	$199,200 Land $16,600 Building $182,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	Oct 1989 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
RiverStreet Networks Fixed Wireless	10 / 1
Windstream DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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