40 Ballamore Rd, Miramar Beach, FL 32550 Property Records

Walton County property record for 40 Ballamore Rd, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,939 sqft · built 2005
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$2,525,000 (Aug 2021)
Tax Bill	$17,732 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42700-000-0040`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42700-000-0040`
Alternative APN	`1068018`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	3,939 sqft Living Area
Gross Area	5,256 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	10 ft deep x 6.4 ft wide
Garage Type	Finished
Garage Area	690 sqft
Porch	Porch
Porch Area	972 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1068018
Street Address	40 BALLAMORE RD
City	MIRAMAR BEACH
State	FL
Zip	32550-3836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 AVALON BEACH ESTATE PB 10-37 OR 1307-213 OR 2558-463 OR 2738-4300 OR 2870-1768 OR 3214-921
Legal Range	21W
Legal Township	02S
Legal Section	30
Legal Subdivision	AVALON BEACH ESTATES
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2011
Census Tract	950608

Owner

Source: Walton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	75 NORTHGATE DR, SPRING, TX 77380-4608
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Jul 25, 2011 · Amount on Record
Deed Document Number	20210043744
Deed Book / Page	3214 / 921
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 31, 2021
Property Address	40 BALLAMORE RD, MIRAMAR BEACH, FL 32550-3836
Document Number	0032140921
Book / Page	3214 / 921
Map Reference	MB 10 PG 37
Instrument Date	Aug 30, 2021
Instrument	20210043744
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$17,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2552 E ALAMEDA AVE94, AVE94, DENVER, CO 80209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 NORTHGATE DR, SHENANDOAH, TX 77380-4608

Mortgage

Document Number	0003214923
Date	Aug 31, 2021
Instrument	3214/923

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,917,532 (-5.15%) Land $804,158 Building $1,113,374	$1,917,532 (-5.15%) Land $804,158 Building $1,113,374
2024	$17,732.00 (-1.41%)
2023	$17,985.00 (+9.92%)	$2,021,572 (+14.5%) Land $804,158 Building $1,217,414	$2,021,572 (+14.5%) Land $804,158 Building $1,217,414
2022	$16,362.00	$1,765,633 Land $892,615 Building $873,018	$1,765,633 Land $892,615 Building $873,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2005) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20